One of the most important lessons I learned about my finances, I learned at 19 years old. That is - pay yourself first if you want to retire. Everyone can listen to this especially if you have kids in this age range of millenials to Gen Z, b

Tax Season - Start early!

Feb 16th, 2021 4m 15s

By no means do we give any tax advice, but this simple, general reminder with tax season upon us is something we feel is very crucial in case there are any discrepancies or mistakes during your filing. We work with a lot of area tax advisors w

Merging your money at marriage

Feb 9th, 2021 10m 2s

Valentine's Day is just around the corner - a time that's no better to talk about marriage. With marriage comes some choices, like how to divide up the finances. Do you merge them or keep them separate? Let's dive in to that with this editio

One more type of charge to look out for (annuities)

Feb 2nd, 2021 7m

We talked about annuity fees and generally speaking, what types there are to be asking about. This week, we add one more to that list that is also very important to be inquire about if you are approached to purchase such a product.

Annuities: Some fees to watch out for

Jan 26th, 2021 11m 34s

Looking at purchasing an annuity? Maybe it's something a rep has brought to you as an option. Annuities can be a key part of your retirement plan, if utilized properly. Along with using it right, you should also have a general idea of the fe

Tax season reminder

Jan 19th, 2021 4m 42s

Oh the ever so popular tax season is upon us! Your favorite time of year, right? In this shortened episode of Around the Horn we briefly talk about some reminders for you personally and professionally this tax season. (Keep in mind, we at Bi

How much home can you afford?

Jan 12th, 2021 10m 35s

With mortgage rates as low as they've been in a long time, now has been the time to buy or re-finance with your home. When it comes to buying a home though, how much can you really afford? Is there a way to find out? We'll try to give you s

New year, new focus

Jan 5th, 2021 6m 36s

Happy New Year! Welcome to the first edition of the Around the Horn podcast in 2021. We're finally here and we hope that you can find some more value in our weekly podcasts like you did last year when we started this up. Wishing you much s

End of the year planning Part 2 of 2

Dec 29th, 2020 11m 37s

Our end of the year planning segments continue today as we officially get to say Goodbye to 2020! FINALLY!! This two part series ends with a look at budgeting, talking savings and also being smart with your debt - along with reviewing your p

End of the year planning Part 1 of 2

Dec 22nd, 2020 8m 42s

There are many things to consider for the new year that's approaching. Needless to say, 2020 was absolutely terrible for many. For some, not so bad, but we see this year being a learning experience for all of us to notice that anything can ha

Make an emergency fund part of your new year's resolution

Dec 15th, 2020 12m 53s

Of all the things we've learned in 2020 - one of the most important lessons was that anything can happen at any given time. We're never prepared to the best of our ability and there definitely are things that are out of our control. With the

Easy financial app to use

Dec 8th, 2020 6m 24s

There's an app for almost anything these days. You can come across apps that do literally anything now and makes it tough to know what's good and what's not. Today we talk about a free app that's out there which is easy to use and has a lot

Are credit cards evil?

Dec 1st, 2020 11m 45s

"Six to one, half dozen to the other"Who thinks credit cards are awesome? Who thinks they're terrible? Depending on who you ask, you're going to hear some different opinions. Some very strongly suggest that they are evil and never be used,

A time to give thanks

Nov 24th, 2020 29m 11s

Thanksgiving is just a couple of days away. Even with all that has gone on this year, there is always something to be thankful for. Today, we focus on just that. Happy Thanksgiving to you & yours!

4 Steps to create a small business marketing plan

Nov 17th, 2020 13m 18s

During a year like 2020, one of the most over looked thing with small businesses is their marketing. In fact, the majority would probably tell you one of the first cuts they make for their business is the marketing dollars. In this episode o

Medicare Open enrollment going on now

Nov 10th, 2020 4m 14s

Medicare season is in full swing! When you have questions about Medicare - Dan has your answers. In this shortened episode of Around the Horn, it is directed at our man with the plans - Dan Teiken. He is well versed in the Medicare scene an

Election. Period.

Nov 3rd, 2020 6m 58s

Oh, election day. It is here! But in this edition we're not talking about the general election. We're talking about your election...period. Confused? Take a listen. We have some reminders for you!

Election time next week

Oct 27th, 2020 7m 44s

No opinions. No "fake news". Just some general talk about the election already here next week and if/how it can have an impact on your future finances.

Saving for Holiday spending

Oct 20th, 2020 9m 34s

People think we only focus on the far away future when it comes to savings. That's not the case. We take many scenarios and fit them into your strategy of how you want to invest and the timeline to do so. One of those is something way over

UTMA accounts for kids

Oct 13th, 2020 7m 31s

Extending on the conversation from last week, focus this week is on the UTMA (Uniform Transfer to Minors Act) account. With anything there are pros and cons and we talk about some of those in this edition of Around the Horn.

Gift Idea for the kids/grandkids

Oct 6th, 2020 8m 48s

When a birthday, Christmas or other special occasion rolls around, sometimes it's tough to think of what to get your child or grandchild. In this episode of Around the Horn we talk about a different type of gift you can give for a child. Does

A Simple way to help get you on the path to retirement savings

Sep 29th, 2020 9m 59s

Last week we talked about the 70/20/10 Rule and 90/7/3 Rule -- This week we add on to that and talk about a simple way that provides you no risk, liquidity and the ability to form a discipline needed to start saving for your retirement. The o

The 70/20/10 Rule - Managing your income

Sep 22nd, 2020 10m 42s

The 70/20/10 Rule. Ever heard of it? What does it entail and what does it have to do with you, you ask? Well, click play and let's dig in!

Navigating your small business through trying times

Sep 15th, 2020 7m 56s

In this episode of Around the Horn, we give you some simple ideas to think about when it comes to navigating through trying times like we have now. These are just a few general tips that may be of value if you are a small business owner or kno

Protect your assets thru unemployment

Sep 8th, 2020 7m 30s

Job loss can be one of the most stressful times in your life if you encounter it. Despite a major event like that, there are ways you can stay on track with your long-term goals, even when short-term unemployment occurs.