The first step is to trust God and let Him lead and direct our path to Biblical Financial Stewardship. Let's look at Proverbs 16:9 the God's word (GW)version. "A person may plan his journey, but the Lord directs his steps". Do you want financial peace, independence, freedom or all three? Even though we plan our finances, we still have to remember that we must pray over our finances so that our Heavenly Father can direct our steps.