The Issue. There has been an injury, or damage to property, during your project. Now what? When and to whom you report the claim can be critically important, and many times it is not as straight-forward as you may think. Also, once notice h

Professional Liability - Not Just for the Architect & Engineer

Aug 28th, 2018 9m 4s

The Issue. Though you will find that the contractor can and will be required to include the design firm as an additional insured on its General Liability, the Professional Liability insurer for the design firm will not add the contractor as an

Cyber Exposure and Coverage Options

Aug 21st, 2018 12m 3s

The Issue. The likelihood of suffering a cyber-related loss is growing and such losses can be incredibly expensive and disruptive to a business. Cyber-attacks, cyber-theft, and other computer security incidents are being reported with increas

Environmental Exposure and Coverage Options

Aug 14th, 2018 8m 14s

The Issue. There are multiple exposures for releases of hazardous materials to soil, water and air during construction activities. Projects also present post-construction environmental exposures related to defective materials and/or workmansh

OCIP / CCIP Coverage

Aug 7th, 2018 11m 18s

The Issue. Owner Controlled Insurance Programs (OCIP) and Contractor Controlled Insurance Programs (CCIP), both also known as “Wrap-ups,” have become more and more common. There is still some disconnect within the construction industry as to

Additional Insured Coverage

Jul 31st, 2018 13m 17s

The Issue. Owners and upstream contractors often require lower-tier contractors and subcontractors to name them as additional insureds on their CGL policies. Additional insured status allows direct coverage in the event of a third-party clai

Indemnity Principles

Jul 24th, 2018 9m 33s

The Issue. The extent of indemnification available from lower-tier contractors varies from state to state. Utilizing indemnification language that is not permitted in the state in which the contract is executed will derail your desired outcom

Construction Contract Insurance Provisions

Jul 17th, 2018 11m 19s

The Issue: The construction contract drives the expectations for the project and has many facets. One of these is the Insurance Provisions. These provisions should be fairly simple to navigate and comply with but are too often overlooked, or

Coverage for Construction Defects

May 29th, 2018 12m 48s

The Issue. In Ohio and nationally, insurers and policyholders continue to battle over whether there is insurance coverage for injury or damage that arises from defective construction. The questions are complicated. While it is nearly universa

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