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FMOOD 0523: Get Laser-Focused

Feb 26th, 2024 5m 52s

Getting laser-focused on paying off debt requires a comprehensive approach that combines clear goal-setting, strategic planning, disciplined budgeting, and unwavering commitment.

FMOOD 0522: How to Find the Best Deals on Clothing

Feb 12th, 2024 4m 48s

Just because you’re in the process of getting out of debt doesn’t mean that you need to wear the same tired outfits day in and day out.

FMOOD 0521: Work From Home

Jan 29th, 2024 4m

If you’ve been looking into possible work from home opportunities as a means to provide supplemental income or replacing the typical job requiring a commute, there are several legitimate work-from-home jobs across various industries.

FMOOD 0520: How to Reduce Your Credit Card Interest Rate

Jan 15th, 2024 4m 20s

The other day I decided to do something that I’ve been meaning to do for a long time. I wanted to take a larger look at my credit cards and list out the annual percentage rates, balances remaining, and a plan to reduce any higher interest rates

FMOOD 0519: How to Significantly Reduce Debt This Year

Jan 1st, 2024 4m

Embarking on a journey to significantly reduce debt is always a commendable goal. Let’s do this using a holistic approach to kickstart your debt reduction plan for the new year.

FMOOD 0518: The New Year

Dec 18th, 2023 4m 8s

We are going to be heading into a new year soon, and I thought it would be important to set everything in motion to make the most of it, right from the start.

FMOOD 0517: Building an Emergency Fund on a Tight Budget

Dec 4th, 2023 3m 58s

Building an emergency fund on a tight budget can be challenging, but it's a crucial step toward financial stability.

FMOOD 0516: Is It Important to Be Debt-Free?

Nov 20th, 2023 5m 6s

This shouldn’t come as a surprise, but the answer is a resounding YES! Of course it’s important to be debt-free! Being debt-free is an important financial goal for several reasons.

FMOOD 0515: Baby Steps to Paying Credit Cards

Nov 6th, 2023 5m 45s

Taking baby steps to pay off credit cards is a practical and manageable approach to reduce debt without feeling overwhelmed.

FMOOD 0514: Understanding Credit Scores and Debt

Oct 23rd, 2023 5m 44s

The relationship between credit scores and debt management is intricate and has a significant impact on a person's financial health.

FMOOD 0513: How Debt Freedom Feels

Oct 9th, 2023 4m 46s

Imagine waking up to a world where the relentless burden of debt no longer holds you captive.

FMOOD 0512: Emotional Side of Debt

Oct 2nd, 2023 4m 45s

Getting out of debt isn't just about money; it's a journey filled with emotions. It touches every aspect of life, from our daily routines to our self-esteem.

FMOOD 0511: Debunking Debt Myths

Sep 25th, 2023 4m 40s

Misconceptions about debt often lead to financial decisions that may not be in one's best interest.

FMOOD 0510: When You’re Not Making Any Headway

Sep 18th, 2023 4m 55s

I understand how disheartening it can be when it feels like you're not making any headway in your journey to get out of debt. The weight of financial struggles can be overwhelming, and at times, it may seem like there's no end in sight.

FMOOD 0509: The Debt Snowflake Method

Sep 11th, 2023 5m

Now, you’ve heard of the debt snowball method and the debt avalanche method, but have you heard of the debt snowflake method?

FMOOD 0508: How to Stop Using Credit Cards

Sep 4th, 2023 5m 42s

To begin to stop using credit cards, let’s first picture a new financial chapter marked by liberation from credit card dependency.

FMOOD 0507: Staying Focused While Getting out of Debt

Aug 28th, 2023 4m 55s

I understand how challenging it can be to stay focused while trying to get out of debt. It's not just about the numbers. It's about the emotional journey too.

FMOOD 0506: The Easy Way

Aug 21st, 2023 5m 31s

Getting out of debt may not be easy, but remember my friends, the road to being debt-free might have a few twists and turns, but with these strategies in your toolkit, you're well on your way to victory!

FMOOD 0505: The Best of FMOOD: Interview With Amberly Lago

Aug 14th, 2023 53m 45s

In this best of FMOOD episode, we're revisiting the incredible interview that I had from episode 318 with Amberly Lago.

FMOOD 0504: Mastering the Art of Negotiation

Aug 7th, 2023 5m 21s

Mastering the art of negotiation is a highly valuable and sought-after skill that can positively impact various aspects of your life, both personally and professionally.

FMOOD 0503: Update on the Mint App

Jul 31st, 2023 6m 29s

The Mint app, developed by Intuit Inc., is a highly acclaimed personal finance management tool that has garnered immense popularity for its user-friendly interface, robust features, and exceptional usefulness. Designed to cater to users' divers

FMOOD 0502: Be Your Own Boss

Jul 24th, 2023 6m 10s

I want to inspire you today to be your own boss. Even if you don’t go all of the way and quit your job to become a full-time entrepreneur but simply start a business to earn additional income, you can still be your own boss on a part-time basis

FMOOD 0501: Growth Mindset

Jul 17th, 2023 4m 49s

A growth mindset is the belief that one's abilities, intelligence, and talents can be developed through dedication, effort, and continuous learning. It is the understanding that skills and qualities are not fixed traits but can be cultivated an