I found 8 retirement moves that the financial gurus say you will likely regret. But, big Surprise, I don't necessarily agree with all of them. Have a listen to find out what these potential mistakes are, which ones I disagree with, and just so

026 How To Deal With Debt in Your Retirement Years

Jul 19th, 2021 13m 42s

I was shocked to learn that 75% of seniors have debt when they are retired. I was even more shocked to learn that debt payments eat up 40% of their retirement income. How do you deal with debt when you are retired?Also, I have a new Facebook gr

025 What Are The Ways We Sabotage Our Success and What Can we Do About Them?

Jul 16th, 2021 14m 2s

Self Sabotage is a huge obstacle to success. Sometimes our own brain is programmed to work against our success. I tell a personal story about that very thing and also talk about other ways we commit self sabotage in this episode.

024 The Top 10 Differences Between Successful and Unsuccessful People (Plus a Bonus Difference)

Jul 14th, 2021 9m 11s

Have you ever wondered why some people are successful and other people are not? Here are 10 differences, well, actually eleven. I thought of another one right before I finished recording.

023 What Jeopardy Can Teach You About How To Be A Winner

Jul 12th, 2021 10m 19s

The game show Jeopardy is a worldwide favorite. What lessons can we learn from this popular game show about being a winner in life and with our finances.I promised a link to my course on Udemy - Ultimate Money Mindset To Help You Soar Into Pros

022 Income Boost Friday - How to Make Really Good Money With Gift Baskets

Jul 9th, 2021 14m 3s

Welcome to another installment of Income Boost Friday. I really like this idea. Don't sleep on this one. I think more people could get out of debt fast, increase their retirement savings, or quit that retirement job with something like this. Al

021 Six (Actually Seven) Tips For Becoming an Entrepreneur Later in Life

Jul 7th, 2021 11m 35s

This episode is the kind of topic I love. I truly believe people over 50 facing a retirement crisis should start a business. This started out as 6 things to consider if you are starting a business later in life but I threw in a bonus tip. Get a

020 How to Stop Living Paycheck to Paycheck - Step By Step Guide

Jul 5th, 2021 13m 43s

In this episode I walk through a step by step plan to stop living paycheck to paycheck. Also included are steps to pay off debt and build up an emergency fund. Basically a money makeover.Also, I'm super excited to have been asked to be one of

019 Income Boost Friday - Make $500+ Helping Local Small Businesses Promote Online

Jul 2nd, 2021 17m 23s

This week's edition of Income Boost Friday is all about helping local small businesses promote online. There are a lot of ways you may be able to help and don't know it. Listen to this episode and discover if you can make an extra $500 to $1,00

018 Eleven Mistakes That Can Destroy Your Investment Results

Jun 30th, 2021 15m 38s

This episode started out as ten mistakes that investors make but I ended up telling a story of a truly disastrous mistake I made once, so now it's Eleven.Which of these mistakes have you made? Which ones are you still making?

017 Top Mistakes People Make When Investing In Dividend Stocks

Jun 28th, 2021 15m 31s

I love high yield dividend stocks! But, people can make several mistakes when investing in this asset class. This episode can help you avoid the mistakes and save your portfolio.Also, this episode could be a drinking game. Every time I say the

016 How To Develop A Prosperity Mindset

Jun 21st, 2021 12m 13s

Your financial future depends on how you think. Your current finances reflect how you have thought up to this point. In order to have financial freedom you need to have a prosperity mindset.

015 Income Boost Friday - How to Make Money as a Local Tour Guide

Jun 18th, 2021 13m 55s

This is the third installment of Income Boost Friday. The purpose of income boost Friday is to help you find ways to make an extra $500 - $1,000 a month so you can pay off debt, save more for retirement, or replace a side job you may be working

014 Five Steps to Overcome Your Fear of Success

Jun 16th, 2021 10m 38s

In the last episode I talked about the symptoms of the fear of success. In this episode, I give you five steps you can take to overcome your fear of success and finally start to achieve financial freedom.

013 Are You Afraid of Success? Do You Have These Symptoms?

Jun 14th, 2021 10m 12s

Fear of Success sounds like a weird thing. In this show I look at the symptoms of the fear of success. Do any of these things sound like something you have done?

012 Income Boost Friday Tips and Tricks to Make Extra Money on Craigslist

Jun 11th, 2021 13m 30s

This week's installment of Income Boost Friday is all about Craigslist. Think you know all the ways you can make money on Craigslist? Bet ya don't. Craigslist can be a great side hustle to pay down debt and stop living paycheck to paycheck.If y

011 How You Can Achieve Your Dreams Right Now

Jun 9th, 2021 11m 32s

Is it possible to be living the dream while you are still pursuing your dreams? This episode has tips on doing both. If you want the free resource I offer in the episode go here:http://www.davidsmithspeaks.com and look for the box down the righ

010 Why You Need A 5 Year Plan and How to Create One

Jun 7th, 2021 11m 39s

Most people spend more time planning a vacation than they do planning their life or their retirement. Look at the last 5 years of your life. How did NOT having a plan work out for you?You CAN live your live on purpose instead of living life by

009 Income Boost Friday - How to Profit From Your Passion

Jun 4th, 2021 11m 40s

This is the first in a new weekly series called Income Boost Friday. Every week, for the foreseeable future, Friday's episode will be a new income producing blueprint so you can get out of debt faster, save more for retirement, or supplement a

008 Six Money Myths That Prevent Your Financial Success (Number 6 Is My Favorite)

Jun 2nd, 2021 13m 10s

Here are six money myths that keep most people from being financially successful. If you want the free resource I offer in the episode go here:http://www.davidsmithspeaks.com and look for the box down the right side of the page.To schedule a ti

007 Should You Repay Your Debt or Save for Retirement?

Jun 1st, 2021 11m 57s

In this episode I talk about how to decide whether it's better for you to pay off all your debts or save for retirement. Or maybe you can do both at the same time?Also, I talk about how you can accomplish both at warp speed (that's really reall

006 It's Bon Jovi's Fault - Or How Popular Culture Programs Your Brain to Struggle With Money

May 3rd, 2021 12m 1s

Whether it's music, movies, television, you name it. Popular culture and most things we are exposed to program our brains to be broke, live paycheck to paycheck, and just generally struggle.If you have a DREAM or LIFE GOAL that remains unfulfi

005 Getting Out of Debt - Why the Snowball and Avalanche Methods Don't Work in the Real World And How To Fix Them

Apr 21st, 2021 12m 52s

The financial gurus tell us to use the snowball or avalanche methods to pay off debt fast, but the truth is, these methods don't always work in the real world. In this episode I explain what these methods are, how they are flawed, and what to d

004 Making An Impact - Why I'm Passionate About Changing the World and How We Can Make A Difference Together

Apr 19th, 2021 12m 29s

Find out how I became passionate about making the world a better place. What are some lessons I've learned along the way? What are YOU passionate about? What is the way you would like to change the world?

003 WTF? If I Have a Pension, Why Don't I Have Enough Money to Retire?

Apr 12th, 2021 13m 32s

I have a pension from FedEx. Why don't I have enough to retire?? Many people with pensions are still under prepared to retire. And most people don't even have a pension. What are we all supposed to do?