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JPMorgan Chase Bank and a member FDIC. Hey

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guys, what's up? Vocal back. Welcome

1:53

back to Gals and the Go Podcast. It's

1:55

Danielle and Brooke. Happy Wednesday, guys. Happy Wednesday.

1:57

Happy summer even though it's officially still not

2:00

summer and people keep telling me this. Oh,

2:02

because it's not the summer solstice. It's not. I

2:04

think June 21st is the first day of summer. I

2:06

actually have been holding out because I just love daylight.

2:08

Like I love the max amount of daylight. So I

2:11

know like when the sun is setting, like it's been

2:13

like 830, like we're approaching, I think the latest double

2:15

set in New York. I could be wrong. I

2:17

think it's like 840. I believe it. I believe that's

2:20

on the solstice. So I do kind

2:22

of keep up with that. She's holding out for summer

2:24

solstice. No, but I kind of hate it because then

2:26

it starts to progressively go backwards. True. True.

2:29

It's like it's so heavy though because I'm sure you've

2:32

been having this too because you've been like unpacking and

2:34

moving and stuff. You're like, wow, I'm so productive and

2:36

it's still daylight. And then it's like, oh, it's 830

2:38

though. Yeah. The day just completely

2:40

like merges into the night. Yeah. And

2:42

I'm like, oh, oh, it's probably time for dinner. Like

2:44

the sun is still like completely out. It's

2:47

great though. Like I just feel like everyone's alive

2:49

and happy. It's just amazing. June in New York

2:51

is probably the, I think the best one. One

2:53

of them, both falls nice too, but June, it's,

2:55

we've also been so lucky. Things

2:58

of just beautiful days. Like, no, there's like no

3:00

rain on the forecast. I know. I'm

3:03

just saying, I don't know what June is just

3:05

amazing. I love June so much. So early June,

3:07

early New York. We love that. Um,

3:09

however, I feel like I have this

3:11

one song stuck in my head. What

3:13

song? Could you guess? No, I really

3:15

don't think I can. There's not a song that's constantly stuck in

3:17

your head right now. I

3:20

was going to talk about in the favorite, like what, what,

3:22

who's stuck in my head? Cause I don't think we're on,

3:24

we're never on the same side. No, no. You're

3:26

going to be like, um, please,

3:30

please, please. Guys,

3:33

is anyone else just struggling? Like it has the

3:35

please, please, please flu. Like it is stuck in

3:37

my head. I don't even know the whole song,

3:39

Brooke. I think that was me last week. And

3:42

then I finally listened to the song and I

3:44

was like, I mean, the song's good. Like it's

3:46

good. Great solid, but it, I, that was stuck

3:48

in my head last week. You gotta switch into

3:51

something else. I gotta switch into gears. I don't

3:53

even like, I've barely played it. It's just when

3:55

I go on TikTok, it's like, heartbreak, heartbreak, heartbreak.

3:57

It's a, whatever. Like it is every single song.

4:00

And I haven't gotten tired of it yet. However, I

4:03

think I'm gonna go crazy soon. Yeah I mean

4:05

she's just putting out banger after banger though, and

4:07

they're all like it's an awesome Amazing

4:09

how tick tock really controls the charts in

4:11

general nice because I went just to see

4:13

like general I've had people like working my

4:16

apartment and I have like a problem with

4:18

silence. Oh, of course people are there

4:20

I'm like, uh, gotta put something on. Yeah, what's

4:22

been your go-to when like there's a grown man

4:24

in your apartment? Honestly boss, I

4:26

know of a Jack like that Why did you know you're

4:28

gonna say that because I because you had it on like

4:31

it's neutral But then

4:33

also just top 40 but top 40 is tick

4:35

tock like it's the same exact if you put

4:37

on I don't I haven't listened to like the

4:39

regular radio in the longest time but from

4:42

what I observe then I Actually

4:44

felt like a really good place on Spotify was

4:46

called like teen party but it was like

4:49

but it's good like it was so good

4:51

because it was Like some take-tack sounds

4:53

but then some remixes It

4:57

was really funny that's what it's like. Oh, oh

4:59

hi plumber. Um Alexa play teen party That's

5:02

really funny. We're continue playing teen party. So did

5:05

you have a teen party this past weekend? Like

5:07

how was your weekend? No

5:09

teen party to be had I

5:11

did win it Party

5:14

party. I finally gather. Yeah

5:16

gathering a hangout hangout a kickback

5:21

I finally walked the Brooklyn Bridge, which I

5:23

wanted to do. What did it go? I

5:26

loved it I mean touristy is heck my

5:28

god. Yeah every five seconds. Yes lots of

5:30

you did Dodge the

5:32

people I actually did take a

5:34

photo like we wanted to get a photo So, of course, you know,

5:36

we go up to someone like hey, can you take our photo? Literally

5:40

the worst photos I've ever seen respectfully to this man.

5:42

That's okay I mean half the photo is the floor

5:44

so like, you know, it's just one of those I

5:47

know you know, you didn't know I take his picture

5:49

He must have been like a European man if like

5:51

European men just like they're different like they they they

5:54

pose different Whatever and I was like do you want

5:56

a photo? He said yeah. Yeah, he goes into place

5:58

and he didn't just like, you know smile like hands

6:00

on the hips, hands to the side, he starts like

6:03

posing and it was like a sick background but

6:05

he's like chin up. Stop, stop. And then he

6:07

like goes chin down. He was doing it. And

6:10

then. Just knowing you like I know

6:12

you were like oh, oh okay. My

6:15

friends were like your sound effects are so funny because you're

6:17

like oh, oh yeah that one.

6:20

Yeah. Okay. I just know like

6:22

you wouldn't have just done it. You were like oh okay this is what

6:24

we're doing. Because I was just saying they're firing

6:26

and it was like not an iPhone. I had no idea how

6:28

to work it. It was like showing me

6:31

that it was recording. I was like am I taking video

6:33

but I think it was photo. I took the most amazing

6:35

photos of this guy. You took the worst photos of us.

6:37

Literally. It's like I want to redo after that photo shoot.

6:39

I know. I was like that. I

6:42

don't know. This isn't even equitable. Especially when

6:44

it's like a scenario where it's something where you

6:46

want like everything in the background and it's beautiful.

6:48

Like we're not getting the floor buddy. No, he

6:50

got like the frickin' rickety like whatever. The

6:53

red floor. Like wooden post. The pavement.

6:56

How long? Oh right. Because it's

6:58

like at one point you. It was a really cool walk though. I

7:00

feel like it's going to take you to get one side. Oh

7:03

we only walked it one way I guess. Do you walk it

7:05

both ways? Is that what people do? So

7:08

I have no idea. Delaney's family did it yesterday and they

7:10

went back and forth. Like they went to Brooklyn and then

7:12

they like got ice cream and then came back. Oh that's

7:14

cute. So we were like we walked with purpose because I

7:16

was like then we'll like go to my apartment.

7:18

So we met in Fideye. Oh that's cute. That

7:20

makes sense though for your afternoon. So I walked

7:22

across. It wasn't as long

7:24

as I was thinking either. Maybe. I

7:27

mean you're like talking. Like that's why it's such a great

7:29

thing to do like a walk and chat because I was

7:31

like getting quality gossip. Of

7:34

course. Like catching up with my

7:36

friends. Of course. Quality gossip. That's

7:38

the best. This is the best gossip when you

7:40

like haven't seen each other for like a month. Like oh tell

7:42

me everything. No it's actually the best like walking and

7:44

talking and it's just so fun because you're like doing

7:46

something at the same time. It's been my new thing

7:48

when someone's like let's get drinks. I'm like can we

7:50

go for a walk? Like

7:52

I would much rather do that. So I'm in that like out

7:54

of life too. Well it's just nice out too. Yeah. So

7:57

how long did it take you? I don't know maybe 20. I

8:00

like 20, 30 minutes? What did it

8:02

take them? This is so crazy that Pundalini said too, and I

8:04

swear me and Margot Lee, it was like a very hot day

8:06

in July, but I feel like it's hot now. We couldn't even,

8:08

we went halfway and we were so hot and like had to

8:10

walk back. Maybe it was like too hot. I mean, it wasn't

8:12

that, it was like 75. It was like

8:14

a beautiful day. Yeah, and then we went to Dumbo,

8:17

hung out. I feel like there's

8:19

really no news. And then I celebrated Father's Day. Happy

8:21

Father's Day, a little belated. So did

8:23

they come back to your apartment? Because I tell

8:25

you about Popsicles, like I wanna know everything. Oh

8:27

yeah, then they came over. I mean, my apartment's

8:29

not like, it's not, no,

8:31

but it's literally just a, no, of course, they wanted

8:33

to see it, but I feel bad. I can't really

8:35

like fully entertain the scale that I want to right

8:37

now. But then we

8:40

went to the pool, which was great. That's so

8:42

nice. Yeah, hung out. It

8:44

was just great, like a nice catch up day. I like having a

8:46

place that I can like, I have

8:48

like things in my building that I can offer

8:50

people to do that aren't just my apartment. Yeah,

8:52

that's exciting. But I would like it to

8:55

be able, I'm getting there. Yeah. Have a task, grab

8:57

a company tomorrow. They were doing the

8:59

thing. Yeah, you need to just like do it. So

9:01

like I have boxes of furniture and it's like, oh, we'll build

9:03

it tomorrow. Oh, we'll build it tomorrow. And I'm like, no, the

9:05

task, grab it, it's coming. We're getting it done. Like I'm not

9:07

looking at this box anymore. I want someone to like plan a

9:10

full afternoon or a full day that you can just like. Head

9:12

down. Head down, hair up. Furniture, yeah. Yeah, well,

9:15

you got my dad coming to town. My parents

9:17

haven't seen the place since I bought it. Oh

9:20

yeah, they're due. Yeah, they've been on the go.

9:22

So I need my, I like have a list.

9:24

I'm like, dad, hang this, measure this. Oh,

9:27

for sure. And the thing is they want to

9:29

do those things. Oh

9:31

yeah, he's ready. He's coming with his toolbox. Yeah,

9:34

yeah. But I actually have a full fledged toolkit.

9:36

You have your own, yes. That he made for

9:38

me. That is an amazing gift. But

9:40

I think you can order. I was actually just growing on

9:43

Amazon. They have like cute, like little like pink toolkits and

9:45

everything that you could just order. Do you have a toolkit?

9:48

My same thing, my dad like went to Ace

9:50

Hardware and like, because you don't need it

9:52

all. You just need the specific things. He

9:54

has reading glasses in there. Ben and I were

9:56

digging through. He was like, oh my God. That's

9:58

really cute. Because he wants to like. That's

12:00

the real yeah like matching the

12:02

folders to the certain subjects of course

12:05

Purple was always English for me really blue

12:07

was like math or science. Yeah So

12:11

you had a nice weekend at a lovely weekend

12:13

nothing no news good news we hosted an event

12:16

our influencer event with fresh

12:18

beauty, which was so fun and You

12:20

can go on our Instagrams. We like are posting like

12:22

little like recapture myself It was so cute and just

12:24

so fun, but Brooke and I had to give a

12:26

speech Speech And

12:29

it was really it was actually really exciting But then

12:31

at the end of the event they like we had

12:33

like Polaroids and disposables and stuff around and they took

12:35

a Polaroid of Brooke and I We

12:38

had taken pictures like earlier. Yeah, yeah, I didn't stuff but

12:40

it was like I like take a Polaroid whatever and

12:42

it just Yet by

12:45

this point at this point mind you it's

12:47

10 11 p.m. We had been there since Seven

12:51

six honestly six had

12:53

my makeup on from the full day It

12:55

was those photos were giving end of the night.

12:57

You know you guys know when you take an

12:59

end of the night photo It's like You

13:03

just you're not looking the same way you did when you

13:05

showed up Funny

13:08

the Polaroid like you know you have to wait for it

13:10

to develop and then develops and Brooke and I both grab

13:12

it We both are like silent when neither of us like

13:14

oh my god, so cute Brooke goes It's giving end of

13:16

the night, and I started howling it was the funniest thing

13:19

she'd said all night And she's a funny person oh my

13:21

god, and I was so funny. I

13:23

was so funny Yeah, he was funny It was very but

13:25

that was a really fun event and you know when you're

13:27

trying to like do the role of film or whatever Yeah,

13:29

and you're like okay. Let's just take these No

13:34

you got to get your photos at the beginning of

13:36

the night The end of

13:38

like your hair falls the makeup is just a

13:40

little bit greasy like it's just nasty I know

13:42

I like my scare on my mascara Mascara

13:45

my lip gloss is awfully the lip

13:47

line or my lip liners sorry It's

13:49

like you can't see inside my lips.

13:51

It's just the outer line that

13:54

always happens because when you eat and stuff But

13:56

that's really tell me about your weekend

14:00

It was really lovely, kind of dynamic. Oh, in what way?

14:02

I don't know, I feel like last week I just went

14:04

to a lot of events. Like I really had a charge

14:07

on myself. You were. It was events girly, and I feel

14:09

like we both go in and

14:11

out of phases. Like you're right now kind of in

14:13

your unbox. Move it, yeah. I kinda

14:15

knew, I was like, all right, give me a month.

14:17

Yeah, I'm off for the month, but I don't know.

14:19

Last week I decided to say yes to actually everything

14:21

I was invited to. That's fun though. It was fun,

14:24

I really enjoyed it. But on Saturday

14:26

night, our hairstylist had like a

14:28

party for her hair salon. Mads

14:30

Hair, she's doing like, or

14:32

it was her one year anniversary of her hair

14:34

salon. Anyways, I brought Ryan along, and it was so

14:37

funny because he's obviously never been, like when would he

14:39

go to the hair salon with me? Like he had

14:41

never been, and she had the party at her

14:43

hair salon, it was so cute. She put drinks in

14:45

the shampoo bowls. Oh, that's cute. I

14:48

was like, this is kind of iconic. People do it as

14:50

like a sink, yeah. Yeah. I thought that was a really

14:53

cute idea, but the funny story I have from it is,

14:56

so it's, her salon's in Lower East Side, and

14:58

she has these like, you know, she has these

15:00

huge windows that open, so she opened them, literally

15:02

a DJ was like outside, there was people grilling

15:04

in the front, so like, kind of felt like a

15:06

block party. Like, you know, you were there because you

15:08

were invited, but like, I think people started to just

15:10

kind of think it was like a party. So

15:14

I go to the bathroom and I come back, and

15:16

Ryan's inside by like the shampoo bowls, and he's talking

15:18

to these two guys, and Madison

15:20

owns the salon with her brother, and he's

15:22

like this cool guy, like has these cool

15:24

guy friends. So cool. He's the coolest. And

15:27

so there's a ton of guys there, so I just

15:29

figured all these guys were friends. So anyways, I'm like

15:31

talking to these guys, and I'm like, oh yeah, like

15:33

how do you know, blah blah, and they were like,

15:36

oh we don't, we were just walking by, and this

15:38

seemed fun, what's that drink, I'm gonna get one. I

15:40

was like, okay, this is so funny. And

15:42

then I guess I like walk away, and Mads

15:44

like goes up to them, and Ryan walked away

15:46

too, and she's like, hey like, thanks

15:49

for coming, how do you know my brother? And they

15:51

were like, oh no, we just walked in, or

15:53

no, they didn't say that, I'm sorry. She's like, how do you guys know my brother?

15:55

And they're like, oh no, we know Ryan. And

15:59

Ryan's like, I literally. We just met them right

16:01

now. Well, Ryan wasn't there so we couldn't defend

16:03

himself. And then it happened a second time. This

16:05

woman walks in and she's like, do

16:07

you get your hair done here? I was like, yeah, she's

16:09

like, you like it? And I was like, yeah, and she's

16:11

like, what is this? I was like, it's a party for

16:13

her one year anniversary, AKA like leave. Yeah, for the customers.

16:15

For the customers. And she went and grabbed a drink. She's

16:17

talking to people. It was just, for some reason me and

16:19

Ryan were like the people that asked us. That's hysterical. I

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so not like that. Like, even

18:36

when stores will say like, come in

18:38

like free champagne, whatever. I almost

18:40

avoid it because to me like the social interaction

18:43

of that like makes me more like worked up.

18:45

I don't know how to describe it. But other

18:47

people they're like, oh party, come on, you know?

18:49

Party, even though like definitely I don't think it

18:51

was her goal. I mean, it was good publicity,

18:53

I guess, for her salon. But yeah, it was

18:56

just funny. And yeah, I did a lot of

18:58

decluttering, went to West Side Highway yesterday and like

19:00

tanned with my Oh, that's

19:02

fun. Just had a little nap at the weekend. You've

19:04

been taking advantage of the beach. I know. Well, we

19:06

didn't go to the beach. We went to the grassy

19:08

area. Oh, I see. I see. Gotta work on the

19:11

tan. Yeah. You look great.

19:13

No, it's fading. I hate it. Like, but

19:15

I'm not self-tanning until September. Oh my gosh.

19:17

We're like the same right now. And I've

19:19

self-ed. This is a light coat of self-tan.

19:21

I like scrubbed off my tan. Oh, but

19:24

I've been on a journey. I had like about

19:26

self-tan for a few weeks and stayed on a

19:28

little too long. It's not happening.

19:32

Well, I

19:34

think we should do our favorites. Yeah, let's do it. Of the week. So

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this favorite segment is actually sponsored by Fresh Beauty.

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we're obviously highlighting some of their rose

19:48

products. Like, their rose products are just

19:50

phenomenal. They smell so good. So good.

19:52

They are premium, premium skincare products. Oh,

19:54

for sure. The packaging,

19:57

10 out of 10. The products themselves

19:59

amazing. I feel like they're really big

20:01

on the skin barrier, and hydrating. Yeah,

20:04

so it's the Rose Hyaluronic Acid Deep

20:06

Hydration Toner and the Rose and Hyaluronic

20:08

Acid Deep Hydration Moisturizer or Face Cream.

20:10

It's great. You can use them separately or

20:13

together. We loved using the toner first, just

20:15

tapping it into your face. It smells so

20:17

good. There's real roses in it. And

20:19

then you can go in with the face cream and just

20:21

apply it all over your face. Very hydrating,

20:24

like Brooke said. So great to strengthen your barrier,

20:26

too. Yeah, I've been doing it in morning and

20:28

night, the routine. I've actually

20:30

been doing the toner on a cotton pad. Yeah.

20:32

I'm kind of doing that as

20:35

a triple cleanse, almost. I'll take off my makeup,

20:37

wash my face, and then do that. I love

20:39

that. I love that. I get it all clean,

20:41

but then add back in the hydration. But I

20:43

feel like the toner, it doesn't strip. It hydrates,

20:45

which I like. No, it doesn't feel like what

20:47

you would think. It truly feels

20:49

like it's adding back that moisture already and

20:51

then topped with the face cream. The

20:54

products talk for themselves. When we had the event last

20:56

week, so many of our friends that came were like,

20:58

I've already been using Fresh for so long. I love it.

21:01

And they got their goodie bags. They were like, I get a

21:03

refill. This is so exciting. So these

21:06

products are available to purchase at Sephora. And

21:08

thanks again to Fresh Beauty for sponsoring this

21:10

favorite segment. Yeah. So what else are you

21:12

loving? So I am

21:14

loving my scalp scrubber or scalp massage or

21:16

whatever you want to call it. Like the

21:18

silicone guy? Yeah, everyone's bought one at some

21:20

point. I think I had one in the

21:22

past from PR. And

21:25

then I just didn't use

21:27

it. So I repurchased another one. I went to

21:29

Primark the other day. And they had, you know,

21:31

I mean, you're at the checkout section. Yes, yes.

21:33

Tell me about Primark. Tell me about the shopping

21:36

experience. Oh, it's so fun. It's ginormous, a little

21:38

overwhelming. But I found some really great pieces. It's

21:40

just so inexpensive and like, cute and trendy stuff.

21:42

Like, you definitely should go to the one in

21:44

Brooklyn. Yes. No, everyone's walking around with

21:47

their Primark bags. That's where most people are carrying. Like,

21:49

if they're carrying a shopping bag, like, nine out of

21:51

10 times, it's a Primark bag. I mean, it makes

21:53

sense. I remember when we were growing up watching YouTube,

21:55

it was like, I'd watch Zoella do her Primark haul. Of

21:57

course. And that one, we have one in New York, it's

21:59

so cool. and the American Dream. Molly

22:01

Mae talks about Primark. Does she? Yeah.

22:03

If I'm remembering. Yeah, she does. That

22:05

makes sense. And there's other ones

22:07

too. I feel like she does like more

22:10

affordable fashion which I like. She does like really good stuff.

22:12

No, they have like the best. I got some great

22:14

like linen dresses for some like highly suggest. It was

22:17

so fun. There's like so many floors but when I

22:19

was checking out they had these scalp scrubbers and I

22:21

used it. It feels so good like when you're washing

22:23

your hair to like go in because I feel like

22:26

too in the summer if you're like scalp gets sunburned

22:28

it's just like disgusting crusty and musty. Like you just

22:30

don't like when the your scalp

22:32

starts to peel so I feel like this kind

22:34

of helps stimulate. It also helps your hair with

22:36

hair growth because you're like stimulating the hair follicles.

22:39

So I use that or if I'm just putting

22:41

in like scalp serum like the Divi stuff I'll

22:43

just like go in too. Yeah, it just feels

22:45

good too. Like getting a hair massage or head

22:47

massage is the best. I love those like big

22:49

like I'm talking about that

22:51

100% like metal with thin things. Yeah,

22:57

so satisfying. Oh my gosh. There's nothing like the feeling of someone like

22:59

playing with your hair. 100%. What

23:02

are you loving? Okay, so I want

23:04

to talk about music because okay.

23:08

Are you on Charli XCX TikTok?

23:11

No, there's no way you are. I know I do not have the

23:13

pleasure. Oh my god. I am

23:15

so deep on Charli XCX right now. What's

23:17

going on with Charli? She put out an

23:19

album. Have you heard the phrase Brad Summer?

23:22

No. Oh my god.

23:24

We're on such different sides of the

23:26

internet. Okay. Is this on TikTok you're

23:29

seeing this? It's TikTok but now it's

23:31

infiltrated like everywhere. Okay, Brad Summer. Okay,

23:33

please. School time. So a

23:36

few months ago I heard that Charli XCX

23:38

did like this. There's this like

23:41

pop-up sort of like DJ set that people do

23:43

called a boiler room set and it's usually like

23:46

people who are in the music industry don't come

23:49

for my neck please. I'm trying my best

23:51

here. But a

23:53

lot of artists do it like when they're kind of on like the

23:56

come up like Friday

23:58

again did one like a few years ago and then Like that's how

24:00

he kind of he was already discovered but that's like, you know

24:02

the platform to like really blow up or whatever So

24:05

she did and obviously she has music before

24:07

like, you know Yeah

24:11

We know her we love her She

24:13

did this a few months ago and then that was

24:15

kind of like her transition into like club music. Oh

24:19

I could see that. Uh-huh And

24:21

she came out with this album called brat and

24:23

it's you haven't seen it It's like that stills

24:25

like that like just like that's just the name

24:27

of it Like I guess her

24:30

finsta name was something 360 brat

24:32

or something like that. So I'm

24:34

pretty sure And

24:37

I think that was the inspo for it. It's like neon

24:39

green and it just says brat Have you seen

24:41

like making memes about it and stuff now? I

24:43

mean, I'll do a quick search while you're talking

24:46

that okay And

24:49

then I was driving in Brooklyn the other night and

24:51

I saw there's a vest yeah Yeah,

24:54

yeah green brat I love it. Okay,

24:56

so camp so it's like Club

24:59

music basically like a lot of it like has like

25:01

a house beat behind it and it's just like fun

25:04

And it's just like such a vibe. I really

25:06

really like it. I'd like it. Yeah, you would

25:08

like it It's just like pop but like a

25:10

little bit of like a beat good for her

25:12

Yeah, she's teeing it up for sure and she's

25:15

fully leaning into this and now I'm on like her

25:17

side of tick-tock She did a show in Brooklyn. So

25:19

then I and I drove by and I was like,

25:21

oh my god I missed it like and then I

25:23

was getting all the videos from it. She did a

25:25

show in LA had Addison Rae Like

25:28

she does this like a remix of a version of

25:30

a song with that's in right? I just and

25:32

Ray's making like a whole pop moment thing. She's

25:34

where I'm branding Oh, and now I'm

25:37

like so deep. I think it's kind of like a

25:39

little bit like gay culture a little bit like It's

25:42

just very like cool people like I feel like are

25:44

into this and I'm so you I think you're cool

25:46

If you're on that side of the internet, I

25:49

I think I like your cool things But then you're like,

25:51

what is Brad? I kind of looked it up and she

25:53

said or brat summer Cuz I

25:55

was like, oh is it about being like, you

25:57

know single and like crazy? It's not she's actually

26:00

She's engaged and she said that Bratzheimer is

26:02

like the juxtaposition of being like growing

26:04

up but then like not. So kind of like...

26:06

I love that. So she's like

26:08

in her 30s and she's like, I still want to like

26:10

go out and have fun and like be crazy but also

26:12

like in the back of my head I'm thinking about like,

26:14

oh my gosh, like I'm an adult. Oh, I love that.

26:16

Yeah. It was really interesting.

26:19

That's amazing. And people were wearing like... Have

26:21

you seen this really grungy style? Yeah, definitely.

26:23

Okay. She's like, it's kind of

26:25

about that. Okay. I don't know. I'm

26:27

not explaining it great. Yes, Brooke. I'm

26:29

like, I'm going to listen to this album

26:31

when I walk back. Like I'm so excited.

26:33

Bratzheimer. No, I'm here for it. But she's

26:35

like bratzheimer. Bratzheimer. I can't get

26:38

out. She even bratish. I don't

26:40

know. She's somewhere. She's an accent. So

26:44

you never know until they speak because when they sing you

26:47

can't really hear it. It's so trippy. Yeah.

26:49

Oh my gosh. Thanks, Brooke, for enlightening us

26:51

on Bratzheimer. I never thought that I'd be like so

26:53

deep into her but I do. I honestly love pop.

26:56

Like I love a pop star. I love that type

26:58

of stuff. I feel like the pop

27:00

girlies are having their moment right now. Like the Sabrina

27:02

Carpenter. I'm happy for them. Olivia Rodrigo, all those girls.

27:05

And I'm here for it. So

27:08

that's all. Wow. We didn't

27:10

even really enjoy this episode but guys, we have a good one for you. This

27:12

is... I'm glad you're going to die.

27:14

Brian Kelly, The Points Guy. He's given you all the

27:17

tips. We kind of get into it. So without

27:19

further ado, let's go talk to King

27:21

Brian himself. Enjoy. Hey

27:24

guys. What's up? Welcome back

27:26

to Gals on the Go podcast. We're here with

27:28

Chris Brooke. Danielle. And we're

27:31

here today with Brian Kelly. Hi Brian.

27:33

AKA The Points Guy. AKA The Points

27:35

Guy. My mom actually calls me TPG.

27:37

Oh my gosh. That's his audio.

27:39

TPG. Wait, I'm kind of into

27:41

that. Yeah. TPG. It

27:43

is kind of cool. TPG is in the house with us.

27:45

He's caffeinated. He just had lunch. Like he's

27:47

ready to go, he says. I am here. We're going

27:49

to chat, gossip, but like trust you,

27:51

everyone listening, you're going to come away with all

27:53

the travel tips you need to know to save

27:56

money, travel better, and travel in

27:58

style. people than ever

28:00

are traveling. And it's a jungle out

28:03

there. So I'm going to give you

28:05

the tips on how to make it

28:07

enjoyable. No, selfishly, the gals here are

28:09

very excited. So we have just a

28:11

little intro just because we have to.

28:13

Brian Kelly is the founder of the

28:15

points guy, like he said, TPG, the

28:17

trusted travel media platform that has revolutionized

28:19

the travel and loyalty industries through expert

28:21

insight, innovative technology and acclaimed rankings. From

28:23

his beginnings in finance, Brian has used

28:25

his expertise and passion to transform TPG

28:27

from a personal vlog to an unrivaled

28:29

media powerhouse with over 11 million

28:31

monthly visitors. Holy crap, a full team. And

28:34

you might know him from the side of

28:36

the Delta plane because that's how I know

28:38

every time I get on a plane. I

28:41

know that. It

28:43

never really gets old. I feel like

28:45

that's such a flex. Yeah. And Delta

28:47

just won our eighth annual best airlines. They came

28:49

in at number one for the sixth year in

28:52

a row. So you're like in down

28:54

south this week, right? Yeah. We just announced it

28:56

every year. We like to look at, you know,

28:58

because everyone's like, what's your favorite airline? And, you

29:00

know, at people, if you live near LaGuardia, you're

29:02

going to like Delta. If you live near Newark,

29:04

you're United, you know, especially in cities. I mean,

29:06

luckily in New York, we have a choice, but

29:08

you know, for the Atlanta girlies out there, they're

29:10

like, well, it's Stelter. But at

29:12

the points guy, we like to take

29:14

a look at like huge amounts of

29:17

data. So like on time arrivals, we

29:19

also give points for loyalty. So we

29:21

25% of the best airline score is

29:23

their loyalty program. Are they making good

29:25

changes or negative changes? So our team,

29:28

so we, we take a holistic look

29:30

and then also like fees, the customer

29:32

experience, stuff like free wifi. So our

29:35

rankings are not just like a bunch of people

29:37

in a back room saying, Oh, we like Delta.

29:39

It is statistically, you know, done based

29:41

on numbers and Delta is the most on time

29:43

airline in America. So at the end of the

29:46

day, transportation is about getting to where you want

29:48

to go on time. And

29:50

Delta delivers that more than any other

29:52

airline. I love that there's like

29:54

a whole formula out of the score. It's not

29:56

just like, you're like, yeah, Delta school. I actually

29:59

like that you're kind of broke it down. because

30:01

we actually both went to Georgia, so we grew

30:03

up, or not grew up, we went there for

30:05

four years, so Atlanta was our airport, so that's

30:07

truly when I converted to Delta. And then LaGuardia,

30:09

I would say, is my favorite airport, maybe yours

30:12

as well. So then that's Delta. Well,

30:14

LaGuardia now has been completely redone, and I

30:16

don't know, have you been to the new

30:18

Chase Sapphire Lounge? No. So

30:21

we can get into how to luxuriate

30:23

in the airport because there are some-

30:25

Luxuriate? That's an amazing word, sorry, we're

30:27

up. There are some amazing new lounges

30:29

out there. Travel does not have to

30:31

be horrible, and I think for your

30:33

young audience, it's never, I don't want

30:35

anyone listening to be like, oh, I'm too young, I'll

30:38

figure out the point, seeing her travel in my late

30:40

20s, or once I have, no. Start

30:42

today, if you're in college, start today,

30:44

I cannot stress enough. I think you

30:46

were on the toast, you've obviously been on a few

30:49

times, but one of the times you said it, it

30:51

really hit me, just make the account and start getting

30:53

the points, right? Yeah, the table stakes,

30:55

everyone at least have the frequent flyer

30:57

program of the airline you're flying. It's

31:00

free, by being so lazy, it takes 60

31:02

seconds or less to sign up for the

31:04

Delta, the United, the whatever, attach

31:07

it to your whenever

31:09

you fly, put it in when you book your flight,

31:11

or right away, or at the very minimum, even if

31:14

you're flying at the airport, you can give them your

31:16

frequent flyer number. Even if you

31:18

haven't done that, you still have like six

31:20

months to claim past flights. No excuses. So

31:22

there's no excuses, but flying is

31:24

not the main way you're gonna earn miles, it's all about

31:26

credit cards, it's about being

31:29

smart, and what I love about your

31:31

generation and younger generation is like, and

31:33

especially through TikTok and social media, is

31:35

the emphasis on financial literacy, because

31:37

I didn't have that growing up, I'm 41, so

31:39

I'm like an elder millennial, but I was

31:41

left on my own to figure out finances,

31:43

I moved to New York City, was broke,

31:47

and so I love that there is now

31:49

an emphasis on finance, and truly, when you

31:51

turn 18, you should already

31:53

be on your way to getting your credit score in line,

31:57

it's sexy to understand what goes in your credit. You... In

32:00

your college years, you should be building your credit and

32:02

so that when you graduate, you don't have to have

32:04

your parents. The system is set up. You

32:06

do not need to have rich parents in order to have

32:09

good credit. You do not need to have a six figure job

32:11

to have good credit. Good credit is an

32:13

asset that will open up keys throughout your life,

32:15

not only just getting points for credit cards and

32:17

taking cool trips, but your mortgage,

32:19

you will pay less and save thousands. So

32:21

if you really want to be rich in

32:23

life and you're unsure if

32:26

the career profession that you have, what you

32:28

can control is like how much

32:30

you pay attention to your credit score. And

32:32

it's really not rocket science. And funny enough,

32:34

the more credit cards you have, and

32:37

as long as you are maniacal, paying them off in

32:39

full, that is the key, key, key. Like

32:41

if you are in debt and struggling, paying 30%

32:44

interest, you will never win at the points game.

32:46

You will never win at finance. You

32:48

must be really smart about putting

32:50

everything on points earning credit cards, but then

32:53

paying it off every month. Because

32:55

if you're the type of person that's gonna be like,

32:57

oh, I have an extra thousand dollars and let's just

32:59

book the trip, and then you're gonna pay that off,

33:01

you are losing tons and tons of money. So I'd

33:04

never recommend that. So I want to be extremely clear

33:06

before we get into all this underworld of points is

33:08

like to win at credit cards, you have to pay

33:10

your bills at a very minimum on

33:13

time every month, and then ideally in

33:15

full, because any interest you pay is

33:17

just money you're throwing away. My

33:21

job. I have a twofold

33:23

question. Okay, so for people

33:25

who have, how many credit cards I

33:27

guess is, is there like a

33:29

sweet spot number of them? So if you're just

33:31

getting started, so to answer the question off the

33:34

bat, there's no set number of credit cards. I

33:36

have 27 credit cards and an 800 plus credit

33:38

score. I

33:41

have never missed a payment in the last 20 years.

33:43

I pay them off in full. The interesting thing in

33:45

FICO is the credit, there's a lot of different credit

33:48

scores out there. FICO is the main one that like

33:50

banks are gonna pull when you get a mortgage. The

33:52

FICO score, and they say on their website, there's a

33:54

pie chart, and literally paying your bills on time is

33:56

I think 30%. The

33:59

other 25% is your debt to

34:01

credit ratio. So interestingly, the more credit cards

34:03

you have, the more available credit you have

34:05

to you and the less you use, the

34:08

higher your score goes up. Really? Yeah,

34:10

so it's the more, in a way, as long

34:12

as you pay them off in full, the more credit

34:14

cards you have, the more points you'll have and the

34:16

better your credit score will be. That is

34:18

the aha moment. Everyone in the points world kicks

34:21

themselves when they have this realization saying, wait a

34:23

minute, what? I was always told if I open

34:25

a credit card, my score is gonna go down.

34:28

And there's like a kernel of truth to that. Whenever you

34:30

apply for new credit, you're gonna get like a two to

34:32

five point ding on your 850 point score. It

34:35

really doesn't mean anything. But as

34:37

soon as you start paying those bills in full every

34:39

month, your score goes up. So you

34:41

see this in the points world and being

34:43

smart with credit is you have multiple lines

34:45

of credit, you're using less of it. Your

34:47

score is going up, you're getting better interest

34:50

rates on whatever loans. It's like, so

34:52

I really do believe like, and I'm proud

34:54

that like so many people get into this

34:56

because of points, because the upside to getting

34:58

credit cards is so big. I mean, think

35:00

about it. It's like $1,000 per credit card

35:02

that you get minimum in value these

35:05

days. There's so much competition for young

35:07

consumers. Like banks wanna get young consumers

35:09

into their ecosystem. So they're giving away

35:11

80, 90, 100,000 point signup

35:14

bonuses regularly. So think about that.

35:17

To get back to the question, I think a very like

35:19

conservative approach is look, just get one credit

35:21

card today, for

35:23

an audience that is probably paying rent,

35:26

the built credit card is like the

35:28

no brainer. That is a full disclosure,

35:30

an investor, I believe that business, but

35:33

it's amazing, there's no annual fee and you

35:35

pay nothing to pay your rent. So you're

35:37

earning points on rent and you're improving your

35:39

credit score. So literally, and even

35:41

if you have like an old school landlord that takes

35:43

a check, built will cut a check to

35:46

that landlord. I was gonna say, I know a lot of people.

35:48

So there's a lot of like misinformation out there. People, the number

35:50

one thing people will say is it's too good to be true.

35:52

It is not, you know, like Bill has, you

35:55

know, it's probably the fastest growing credit card in

35:57

America. But for anyone who's young, doesn't wanna pay

35:59

an annual fee. and wants to earn points on

36:01

their most, you know, your

36:03

biggest monthly expense, the built card is

36:05

just the no brainer card. And

36:07

you earn double points on travel, triple on dining.

36:10

Wow. Yeah,

36:12

sorry. Wait, I see

36:14

built everywhere. Like on apartments, on Katie's building,

36:16

it says built. Oh yeah, it's a built,

36:18

yeah, it's like a. Soul

36:21

cycle. Built through world rides, yeah.

36:23

Literally. What does that mean? With your

36:25

built points, like on the first every month, you get free

36:27

SoulCycle rides, you can then use your points for, yeah. Built

36:30

is so like savvy. It's in everything, yeah. Support

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with Honeylove. Hey y'all, it's

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Savannah Chrisley and I've got a

37:57

new podcast titled Unlocked. Kevin

56:30

Hart here. With Chase Freedom Unlimited, you can

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58:00

ROAME.travels, another one of these

58:02

tools. So there are tools

58:04

out there. Once again, they take a little bit

58:06

of getting used to, but like if you're smart

58:08

and savvy and know how to read blog posts,

58:11

that's the beauty of everything I'm learning today. I'm just

58:13

giving you the hints of where to go, but every

58:15

topic I talk about, like just go

58:17

like the points guy, best beginner credit cards. If you're

58:19

thinking right now, well, what card should I be using

58:22

for dining? Like the points guy, best credit card for

58:24

dining, you know, et cetera. And

58:26

of course, obviously I'm promoting the points

58:28

guy. There are tons of other really smart

58:30

bloggers and websites. All this information's out there.

58:32

There are Reddit threads on how to get

58:34

the most out of your Chase Sapphire preferred

58:36

card, right? Yeah. I have a question.

58:39

So maybe this is exactly what you're saying about transferable

58:41

points. Like I remember when I got my Amex Platinum,

58:43

I had to choose my airlines. Is that what this

58:45

is? So when you get your Amex Platinum, you have

58:47

to choose an airline because they're gonna give you a

58:49

$200 airline credit a year. So they'll reimburse you for

58:52

Check bags, food. Check bags, et cetera. And the

58:54

lounge too though, right? Because

58:57

I thought I had to pick it for my lounge. Well, no.

59:00

So the lounge access that comes

59:02

with Amex, you don't have to choose. You get Delta

59:04

when flying Delta and you get into the Centurion

59:06

lounge. Yes. The

59:09

only time you have to select an airline is for that

59:11

airline credit. Oh, okay. The

59:13

transfer partners, when you go into your Amex account, you

59:16

can redeem points through gift cards, cash

59:19

back, which is horrible redemption value. I was

59:21

gonna ask about that. Yeah, gift cards and

59:23

cash back are awful. So

59:25

this is another big mistake I see people making. They'll have

59:27

a Chase Sapphire or an Amex Platinum. They'll be like, oh,

59:30

I redeem for Saks gift cards. I'm like, let

59:33

out a blood curdling screen. My

59:35

parents do it for Amazon. So

59:37

it's destroying value, destroying, destroying. Stop.

59:40

So here's the deal. If you

59:42

wanna shop, no Tino

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shade. If you want your points to get

59:47

gift cards, what you need to do is

59:49

just get a cash back credit card that

59:51

gives you 2% back. So

59:53

the Citi Double Cash is

59:55

the best cash back credit card. Take that

59:57

cash and then buy whatever.

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bourbon company, Crestwood, Kentucky. So

1:15:01

he's 20 months old? 20 months. Does he

1:15:03

get his own seat or do you? So it's a weird

1:15:05

phase where like a lot of airlines won't even allow you

1:15:07

to get. So in the beginning, I got him, I got

1:15:09

him his own seat because he had a Duna this, this

1:15:12

that snaps into a stroller into a car seat.

1:15:15

It's amazing. Oh, he's, I'm, he's

1:15:17

in it like the 93rd percentile. So even when he was like

1:15:19

22 pounds, he's broad. So he

1:15:21

was in the Duna like this and at

1:15:23

a certain point he's like, get me out

1:15:25

of here. But in the beginning, like zero to

1:15:27

six months to any parents out is the easiest

1:15:29

travel because you know, your kid just sleeps the

1:15:31

whole time in the Duna. You can just roll

1:15:34

them in, carry them on the plane, snap them

1:15:36

in. You know, most of the time they just,

1:15:38

it's when they become mobile. So at

1:15:41

age two, I

1:15:44

looked down and he's like, oh, found a piece

1:15:46

of gum under a chair. Oh my God. You're

1:15:48

like, no. You find ways to

1:15:50

keep them busy, but yeah, so he doesn't

1:15:53

have his own seat yet at age two. He

1:15:56

will, but a lot of international airlines don't even

1:15:58

let you, there is no. So

1:34:01

the day of departure or in New York, you can just

1:34:03

scan and just go to the Bowling Green. That's

1:34:05

literally every day they have appointments. Online,

1:34:08

when you check once, it'll show October as the first

1:34:10

appointment, but you will get a text within 24 hours

1:34:13

being able to scoop up those coveted

1:34:15

spots. And did I

1:34:17

say, even if you don't get Global Entry, get

1:34:19

Mobile Passport. So Mobile Passport is like Global Entry

1:34:21

Lite. It's free. Just download the app. And

1:34:24

sometimes even Global Entry melts down. So having

1:34:26

Mobile Passport gets you through sometimes

1:34:28

even quicker than Global. I still prefer Global and

1:34:30

I think it's worth it to get your pre-check.

1:34:34

But Mobile Passport, just have it on your phone, download it

1:34:36

in case. You don't want to be downloading it after you

1:34:38

arrive trying to do it. So always

1:34:40

have that on your phone. Do you have like a

1:34:42

bajillion apps on your phone? Like you have like a

1:34:44

pack of apps for everything. I do. And

1:34:47

I'm like, I'm not organized on my phone. I don't have

1:34:49

folders everywhere. And I'm just like, wait, what's the name of

1:34:51

that one? Is it on like, you just search it? Nine? Like,

1:34:54

is it? But then I'll be like

1:34:56

after months of not using a certain app, I'm like, what is

1:34:58

that called? Like what does it even

1:35:00

look like? I'm the worst. I know. But

1:35:02

you have a lot of like little, I feel like this much, this is like, yeah,

1:35:05

I love it. That was so

1:35:07

informative. Oh my gosh. I'm

1:35:09

going to realize in this episode a thousand times, take

1:35:12

all the notes. Thank you so much for coming on

1:35:14

here. Where can everyone find you? So the

1:35:16

points guy, my website that I founded, it was

1:35:18

14 years ago this month. It was my first

1:35:20

blog post. So the

1:35:22

points guy.com at the points,

1:35:25

kind of socials, our brand account. And then I'm

1:35:27

at Brian Kelly. So that's where I post my

1:35:29

personal trips, travels. A lot of the topics we've

1:35:31

covered today, if you go to my pinned Instagram

1:35:34

stories, there's like a whole global entry. There's you

1:35:36

know, pin stories from my como trip. Every airline

1:35:38

I fly, I review and give my I'm six,

1:35:40

seven. So I, whenever I fit in an airline

1:35:42

seat, you can be rest assured we're going to

1:35:45

feel comfortable. I do shower tests at hotels

1:35:47

where I walk under the shower head. So if I can

1:35:49

fit in it, but yeah, so. Wow.

1:35:52

Seriously. He's a great follow Brian Kelly and the

1:35:55

points guy account, both great accounts to follow. Thank

1:35:57

you so much again for taking the time to

1:35:59

get Kevin

1:37:47

Hart here. You know, with Chase Freedom Unlimited,

1:37:50

you can cash back 3% on dining including

1:37:52

take-out. So when your daytime's snacking or your

1:37:54

lips are smacking, you're cashbacking. How do you

1:37:56

cash back? Learn more at chasefreedom.com. Restrictions and

1:37:59

limitations apply. Offers subject to change. Cards are issued by JPMorgan

1:38:01

Chase Bank and a member FDIC.