0:00

If you can have sex, you can talk about checks.

0:02

Let's start thinking about that. I love that. But

0:04

the golden rule, the master rule is if you're going

0:06

to move in together, these are eight numbers you've

0:08

got to sit down and talk about. Hi

0:11

guys. Hi guys. Welcome

0:14

back to another episode of

0:17

Girls Gotta Eat. Welcome

0:29

back. Huge day, April 1st. Best day ever.

0:32

Everything we're announcing today is not an April

0:34

Fool's joke, so get excited. Tour conquering all

0:36

the things. Oh my God. Last day in

0:38

the studio at Spotify, then we're going home,

0:40

baby. Spotify's

0:43

been great, but I missed walking five feet

0:45

into my garage to record. Just hold on,

0:47

we're going home. Just

0:49

hold on, we're going home. And then I'm

0:51

so close, eight minutes away. Tessa

0:54

is too. Run and dream. Love it.

0:56

Okay. I'm so excited. announcements.

1:01

We're so excited. Hurry, hurry. Do you

1:03

know I have a speech impediment and

1:05

half of my face is paralyzed? It's

1:07

getting a little less paralyzed, which I'm

1:10

upset about. It is? I liked your

1:12

crooked face. I both. It's still kind

1:14

of crooked. My smile really hurts. There is a song

1:16

called Crooked Smile, you know this? Yeah. Okay, it's your

1:18

theme song. Okay, thanks to AG1 for supporting GGE.

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your first order. I'm so hyped. Jenko

2:00

jeans today. Oh my god. We are

2:02

both wearing like... They're so baggy. I

2:04

was like, is this going to be okay?

2:06

I have never been more in my like 90s

2:09

era with all the music I'm listening to. Like recently

2:12

I've been listening to a lot of Third Eye Blind.

2:15

And I was like, I wonder if they're touring. So

2:18

I just go look them up. Why are they

2:20

touring with Yellow Card? You love Yellow

2:22

Card. I love Yellow Card. It's the soundtrack

2:24

of college for me. They're doing like a summer tour.

2:26

I'm like, I have to go. I don't know why

2:28

they're together. All I listened to

2:30

in my Chevy Cavalier in Indiana in college, I

2:32

drove around crying, listening to Yellow Card, screaming and

2:35

crying in my car. Why is Third Eye Blind

2:37

on tour with them? Why not?

2:39

They don't seem to like mesh up together.

2:41

They don't? I don't know. They're

2:43

the same genre. Are they? Same era,

2:45

same genre. I'll go see them together. I just,

2:47

I didn't like link the two. I think like

2:50

Yellow Card with like My Chemical Romance. Say less.

2:52

That would be amazing. That's the audience to listen

2:54

to. I'm just doing like scream cry. But

2:57

I really love Third Eye Blind. When

3:00

I really listen back to all the songs, I'm like,

3:02

I'm so amped about this. At the Greek theater in

3:04

LA, I've never been. We're doing a Bang Bang, I

3:07

hope. We're doing one night. Well, Bang Bang is the

3:09

same night. We're doing Third Eye Blind one night, Noah

3:11

Kahn the next night. But also now Megan Thee Stallion

3:13

is the same night as Noah Kahn. So listen, if

3:15

we can't get Noah Kahn tickets, I'm going to be

3:17

pushing for Megan. I'll go. But

3:19

I like outdoor concerts in the summer. That's

3:21

like the vibe. You know what I mean? I

3:23

don't really want to go see her at crypto.com arena

3:26

in June. Well, Noah Kahn is at MSG. I

3:28

thought it was the Brooklyn Bowl. No,

3:30

MSG in New York or Brooklyn Bowl in LA. Which

3:33

is outside. We're doing LA. Speaking of being

3:35

on tour. Speaking of being on tour,

3:38

oh my God, we are announcing the fall and

3:40

winter tour, the No Crumbs

3:42

Tour because you know

3:44

we're going to eat. The girls, they got

3:46

to eat. They are not leaving any crumbs.

3:48

The No Crumbs Tour is going to kick

3:50

off in September, go through the end of

3:52

the year. We are so excited. I'm

3:55

going to cry. I am

3:57

so excited for you guys to just see the

3:59

tour poster. and the hype video and then

4:01

of course come to the shows. There is no show like

4:03

a Girl's Got Each Show. There is no more fun, no

4:06

wild night out. You never know what's gonna happen

4:08

because we never know what's gonna happen. Crazy

4:11

stuff happens in our shows. People meet, they

4:13

go on dates, they have threesomes, they make

4:15

new girlfriends. They get tripped on. They keep

4:17

my boobs. Yes, they see tits. They

4:20

get T-shirts with a T-shirt cannon. Like they see drippers

4:22

and drum lines and all the things. Our shows are

4:24

epic. If you are new around here, you have to

4:26

come to one. We have been touring since 2018 and

4:29

they have just gotten progressively better and wilder every

4:31

single year and we can't wait. We've

4:34

never taken a break this long so I'm gonna be even

4:36

crazier and more amped. I feel like I have something to

4:38

live for again. I woke up and passed in my step

4:40

today. I'm so, of course I live for all you guys in

4:42

vibes and all the people in my life. I don't care, whatever,

4:44

you get it. I am so excited to be back on tour.

4:46

I am so excited to have an excuse to not go to

4:48

social plans. I just never have

4:51

any excuse to not do a thing. I'm just

4:53

around all the time. Just around all the time.

4:55

I also just can't wait to see all of

4:57

our friends and family on the

4:59

road. I kinda forgot. It's such a time

5:01

when we get to connect with people all

5:03

over the country. I know, I know. I

5:05

love it. So we're gonna announce all of

5:07

the locations today. They will be on sale

5:09

next Monday, April 8th, at 10 a.m.

5:11

local time and then you can get tickets

5:13

at girlsgottieats.com. It'll all be on the website.

5:15

We are kicking the tour off in Las

5:18

Vegas, baby! Oh my God! Never

5:20

done a show. There was a bunch of new markets

5:22

on this tour. I cannot fucking wait. I know, wake

5:24

up and shake the glitter off your clothes. Isn't that

5:26

right? Can you carry? Yeah, that's

5:28

what we're gonna play that song. I'm gonna dress as

5:31

a Vegas showgirl. I'm gonna dress as Celine Dion. I've

5:33

been wondering what you're gonna wear to be her. I

5:35

was trying to think on an iconic

5:37

Las Vegas residency. Wouldn't that be one

5:39

of the top? Brittany.

5:42

People sometimes say I give Celine. Listen,

5:45

we have time to think about it. Or maybe just

5:47

like Thunder Down Under. I'll

5:50

be a male stripper. You're gonna be a Blue Man group. I

5:53

hate the Blue Man group. I saw it once. I was

5:55

like, this is for kids. I hated it so much. No offense. You

5:57

come out, how much do I have to pay you to do the

5:59

whole thing? show in blue. Why did that get

6:01

brought to the mix? I'm a

6:09

silly, bright, sweet person. If

6:13

I had to forfeit my cut, why? Why did

6:15

you do it in blue? Fine, I'm fine. I

6:17

will. I would. You guys

6:20

get tickets to Vegas. We're gonna be at the Cosmo

6:22

on September 21st. So assemble

6:24

the bachelorette parties, birthday parties. We're gonna

6:26

invite every person that we've ever been

6:28

friends with. Absolutely. And even if you

6:30

aren't engaged, just have a bachelorette party.

6:32

Why not? Yeah, those people are people

6:34

too. People who aren't engaged. People

6:37

who aren't engaged. I'm not engaged. You're closer than I

6:40

am. It might be my bachelorette party. Wait.

6:52

Oh, okay. And then a bunch of new

6:55

stops. So right after that, we're going to

6:57

my hometown of Pittsburgh. I can't wait. My

6:59

dad's gonna bring his girlfriend. My mom and

7:01

her husband. And then your mom's gonna do

7:03

the cum sounds that we talked about last

7:05

week. Yeah. And if she doesn't, my dad's

7:07

girlfriend will pick up the slack. So September

7:10

26 in Pittsburgh, September 27th, Indianapolis, September 28th,

7:12

Detroit, Michigan. I'm going home, Detroit. I

7:15

can't wait to see you. You know how I feel about

7:17

Detroit. We're ending the tour there because Ashley just wanted to

7:19

stay. Yeah, I actually have a movie there. That's the end

7:21

of it. On September 28th, we end the tour and I

7:23

stay in Detroit. So it's actually

7:25

technically it's Royal Oak, Michigan, which is

7:27

just right outside Detroit. So we're going to do the

7:29

Royal Oak music theater. So just to clarify, but of course

7:31

we're saying Detroit and these are going to be

7:33

all our Detroit girlies. And I guess our Royal

7:36

Oak. Wow. Royal

7:38

Oak girlies. Then

7:41

Halloween shows. You guys know we love a

7:43

Halloween show. We're doing Portland, Maine for the

7:45

first time ever, October 24th. And then we're

7:47

heading to Philadelphia, October 26th. Also, now the

7:49

main show. Why did you say Philadelphia? Again,

7:51

we don't say that word.

7:54

I hate that it's even on the tour poster, but we can't,

7:56

we have to look at the official. We could, we can do

7:58

it everyone. I'm a fan

8:00

of Jamie and Sinead. Yeah, Philly, PA.

8:02

Yeah, so those Halloween shows are insane. Last year

8:05

it was just the most fun, incredible

8:07

time. Everybody dressed in costume. We had different costumes every

8:09

night. So again, Portland, Maine, and then Philly, Matt House

8:11

was going to be there. Matt and Steph, of course.

8:13

And like my family will be in Philly. I had

8:15

told Matt to save the date and of course he

8:17

had on his counter and then he texted me yesterday.

8:20

He said I just had a friend tell me his wedding is going to be on that night.

8:22

I said who? He

8:26

said some guy's name. I said never heard of him. He

8:28

goes, that's fair. I'll be at the show. I

8:31

don't know him. If I don't know him,

8:33

he's not important enough. I'm sure he's great. Congrats

8:35

to him and his future wife. Yeah. The

8:38

Philly show always lands on someone's wedding and you can't go.

8:40

It was on Francis Ellis's wedding. We couldn't go to his

8:42

wedding because we had a Philly show. Right. So

8:44

anyway, guys, Philly, that's going to be back at the Miller Theater.

8:46

That was my favorite show of last year. Oh, 23. You

8:49

want to do the rest? Okay. November

8:51

14th, Denver. We love Denver. Love

8:54

you so much. And then November 15th, Minneapolis. Oh, Minneapolis

8:56

and Detroit. I can't wait to see it. It's the

8:58

best one. It's my favorite. Yes. And

9:01

then November 16th, New City, Madison, Wisconsin. We've

9:03

been really wanting to go there. We really

9:05

wanted to go there. We did Milwaukee, which

9:07

is kind of close last year. So if

9:09

you're from Milwaukee, drive the hour. Come. Oh,

9:12

100% not this Saturday night. So make a day trip,

9:14

night trip out of it. December 14th.

9:18

New York City. Baby. Times

9:20

Square. Yeah. Switch up the

9:22

values here. Maybe

9:25

we'll get a billboard again. Oh my

9:27

gosh. Somebody should get a billboard. Somebody should

9:29

get us a billboard. Girls got to eat no crumbs toward Times Square. Okay.

9:32

Okay. And then we're manifesting. We're ending

9:34

the year. Are you guys even ready for

9:36

doing a holiday? We've never done a holiday

9:38

show here before. Boston, baby. Come

9:40

back to the Wilbur Theater. Ending the tour.

9:42

Our favorite. Listen, we love New

9:45

York, but our favorite theater. The Wilbur in

9:47

Boston. Yeah. We had to do the Wilbur. And

9:49

we did the Wang last time and we loved it. We were like, we just going

9:51

to go back to our roots. So of course we had to book two nights. So

9:54

the 20th and the 21st. That's your Friday

9:56

and Saturday night. Before Christmas. Holiday shows in

9:58

Boston. I absolutely cannot wait. You

10:01

know, it's like this is when we had to we

10:03

had to work around someone else's schedule. We had to

10:05

work around the special guest of the night. He better

10:07

make it worth it. He will make it worth it.

10:09

Our class will be there both nights. Don't

10:12

get it twisted. Probably

10:14

some of his family and friends will have his, if he's

10:16

still single, but we will have his tall, good-looking

10:19

single guy friend. Who I saw and met yet.

10:21

Tall enough. Yeah. Well, cause

10:24

everyone's tall for me. Well, it's tall for Boston.

10:26

He's enormous for Boston. He's

10:28

basically Shaq in Boston at six feet. So

10:31

that's the tour, you guys. And we are talking

10:33

about some shows going into early 2025. If you

10:35

feel like, Oh my God, they always come here

10:37

and I didn't hear my city. We're talking about

10:39

going to another country that we haven't been to

10:42

in four years. Yep. Valentine's day shows, all kinds

10:44

of stuff. So we can't wait. We're really packing

10:46

it in these three months. It's going to be

10:48

so much fun. Tickets go on sale next Monday,

10:50

April 8th, girlsgottaeat.com. And it'll be on our website.

10:52

If you're like, I'd want to know the times,

10:54

the dates, all that, we'll get that up to

10:56

you. We can't wait to see you guys. We

10:58

can't wait. We're

11:01

doing new things. We have stuff obviously already in

11:03

the works and it's just, we're just going to keep getting

11:05

bigger and better, which I feel like I don't know quite

11:07

how. I'm like, what are we going to do? We'll think

11:09

of it. Yeah. It's like, that's on me. And

11:13

like, what are we going to do? Ashley and Tesla, she's

11:16

like, what are we doing here today, guys?

11:19

What are those t-shirt guns? What are these cannons? Like sometimes

11:21

I don't even ask if the entertainment is. I'm just like,

11:23

I'll find out when the show starts.

11:27

I deeply care and I'm deeply appreciative of

11:29

everything you guys do. I think it's funny you get to be surprised. You've

11:34

just always been in charge of it. Hey, Ashley,

11:36

I've been doing this for five years. I know

11:38

you got lock on it. Maybe I'll take over

11:40

right now. No, no, no. Okay. So that's the

11:42

tour. You guys, we are so excited. No crumbs

11:45

will be left. Girls gotta eat, girlsgottaeat.com.

11:47

I can't wait. I'm very, very excited.

11:49

Okay. We'll just going to take a

11:51

quick break and then we will get

11:53

back into it. I'm telling you guys

11:55

about Clarins. I did my Clarins night

11:57

cream last night, my day cream today.

12:00

And if you are like us,

12:02

you're a millennial, which means it's time

12:04

to add Clarin's multi-active cream into your

12:06

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12:08

to Third Eye Blind or Yellow Card

12:11

or My Chemical Romance in your car

12:13

driving around, MapQuest directions out. No power

12:16

windows. It's time for Clarin. So we really love

12:24

this and we love that this brand is a partner

12:26

of ours. I used to use it so much and

12:29

then I really brought it back into my routine. I'm

12:31

so happy to be using this. I mean so many

12:33

things can cause aging, whether

12:35

it's lack of sleep or

12:37

hydration, even just stress aging is a thing.

12:39

But the good news is Europe's number

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12:44

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12:46

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12:48

packaging, really simple and clean and classy.

12:50

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12:55

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12:57

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13:00

and C. holly bio extract. So the multi-active

13:02

cream is what we're focusing on. Obviously have

13:05

a full line of everything you

13:07

could ever want for your skincare but

13:09

really that's where to start. It's been

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13:13

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13:15

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13:17

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you guys can try it now. Again

13:21

that's Clarin's multi-active cream available online now

13:24

and again I've been using it. I can

13:26

really feel the difference. It just goes on

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13:46

something I have incorporated into my

13:48

daily routine. Literally since I became

13:50

a partner is a scoop of

13:52

AG1 every single day in my

13:54

water. I feel great.

13:56

I know I'm doing something good for my body and it is

13:59

the only system thing I've found

14:01

for me that I can incorporate a

14:03

multivitamin into my routine every single day

14:05

and it tastes really good. I always

14:07

drink AG1 right after my

14:09

workouts. I put a scoop in some

14:11

cold water. I like the flavor and

14:14

it is again just an easy way

14:16

to have a multivitamin, stressed adaptages, prebiotics,

14:18

probiotics, antioxidants, superfoods, all kinds

14:20

of things that are great for you all

14:22

in one little scoop and it's essential brain,

14:24

gut and immune health support. I know I'm

14:27

covering my nutrition bases right from the start

14:29

of the day. I just feel

14:31

healthier. I feel more alert. It

14:34

just helps with so many different things. Yeah and

14:36

you just went through this like surgery where it's

14:38

so important to keep your immune system strong and

14:40

stay on top of all that stuff. So anything

14:42

that you may be going through or not just

14:44

helps keep you tip tap shaped. Yeah tastes great

14:46

and then we love the travel packs as well.

14:48

Ashley and I just toss them in hard to

14:50

goes on the road. So if there's one product

14:52

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14:56

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That's drinkag1.com/GGE. Check it

15:12

out. Okay so we

15:14

did our Am I

15:16

the asshole episode with

15:19

Morgan last week and we

15:21

got so many and I just want to start incorporating

15:23

some of them into the episodes because they're so funny

15:25

and there's such good conversation topics but this one just

15:28

was funny and I don't know if you read this

15:30

one because I'd like start it in her email and I just wanted

15:32

to read it and see what you thought. Okay

15:34

so again this was a submission from our topic

15:36

we did last week. Hey ladies I recently gave

15:38

my fiancee access to our wedding registry because again

15:41

they were so much of our engagement related. He

15:44

added four bidets

15:48

one of which is $600. I checked with

15:51

him to ensure this was an accident only to find out

15:53

it wasn't. That's so funny she's like clearly was an accident

15:55

you did the quantity right. Am I the

15:57

bad guy if I delete at least two of these from

15:59

a red our guests will for sure

16:01

think we have gastrointestinal problems. Did

16:03

I miss the part where she says how many bathrooms are

16:06

in their house? They must have four. Four

16:08

bathrooms. They're doing great. But

16:13

listen, that's such a man thing. Like my brother,

16:15

they have one. They have like a tushy on

16:17

their toilet and like he was like, we want

16:19

one at every bath because once you... Well, you

16:22

never know where you're going to go. Yeah. And

16:24

then what you just have to like use

16:27

your downstairs half bath

16:29

and not clean your butt. Like I do understand

16:31

where he's coming from, but I think it's so

16:33

funny that the bride was like, babe, we can't.

16:36

This is crazy. I've never seen a man get

16:38

so involved in a registry. He's like, I'm not

16:40

going to put anything on here, but I'm going

16:43

to get ultra involved in the bidet part of

16:45

the registry. That is so funny. He

16:47

requested access just for this. He

16:50

was like, maybe she won't know it. Did he add anything

16:52

else like luggage or sheets? He's like, I just want to

16:54

clean my butthole and ever room in this house. No, I

16:56

didn't know how many bathrooms they have. If they don't have

16:58

four bathrooms, I will die. That is so funny. He's like,

17:00

what if I break one? I want a backup. He's like,

17:03

one other time we're going to get these for free. Like

17:07

this man is thinking properly. He's

17:09

like, I don't want to buy this for myself. Let's

17:11

have someone else buy our butt cleaners. But if he

17:13

has two bathrooms and they get extra... How hard are

17:15

you going on your butthole? Do you think you're going

17:18

to break up a day? He wants a backup just

17:20

in case. Also, what

17:22

do you think about like I have a downstairs bathroom like

17:24

in my kitchen. I have one in my bedroom and I

17:26

wanted a guest room. Do you think you have to put

17:28

one in the guest room? I haven't used my guest room

17:31

bathroom in about six weeks and I had a terrifying situation

17:33

happen to me the other night. I

17:35

don't use that bathroom. So I wouldn't put a beday in it. Of

17:37

course you were talking about it. I could be sick. I

17:40

told Ann down on the beach and

17:43

she did that Brittany furlon. My

17:46

favorite thing that Brittany furlon does if you guys listen

17:48

to this is the worst with Brittany Schmitt and Brittany

17:50

furlon and I recorded with them recently. She does this

17:52

like, Ewwwwww.

17:55

And It's like makes me laugh every time.

17:57

It comes from the chest when you're so

17:59

gross out. The.what I told about their

18:01

citizens how I I'm so disgusted I can't

18:03

believe I'm will be like that. So I've

18:05

had a lot of men saying with me

18:07

throughout all of January. I finally got these

18:09

men out of my house. Only not essential

18:11

physicists stages show up and I have to

18:13

let them stay there. So I haven't seen

18:15

in a guest bathroom since I normally to

18:17

clean up between gas but nobody else is

18:19

coming and I forgot and I was like

18:21

snow and savior. I'm not plan anybody saying

18:23

here I've watched the sheets in that room

18:25

side of girlfriend say to me can I

18:27

say the for a couple nights my first

18:30

female guess so and she lives in towns.

18:34

For boys. And his answer for me and her

18:36

places of the three but she needed some are

18:39

assessing Philip as such So I decided like be

18:41

nice. I got some flowers and put in the

18:43

bedroom and I was like all cleaned that guest

18:45

bathroom for just in case. Yes I lifted the

18:47

lead. Actually there was. Poop. More.

18:53

There was like old toilet paper as likely.

18:55

To succeed litter. Says

19:00

current us see as schools

19:02

like Caesar his arms over

19:04

here she's like going like.

19:06

Stasis the old toilet paper was a brown

19:08

I only want to decide that the toilet

19:10

okay why it was a guy so I

19:12

was like i don't know what to do

19:14

I have the plunge this toilet and I

19:16

was like maybe just didn't flush it when

19:19

he laughed and for some reason so clinging

19:21

to decide for dear life I fly said

19:23

awful came so close up of is like

19:25

one drop overflow of movie out of my

19:27

how silly isn't my dream house and I

19:29

will leave it today. Is that a fire

19:31

and lately even I'm heather of hope that

19:33

Angela Bassett winter sale you walk away. As

19:36

have either. I don't have the ruthlessly

19:38

game, the refrigerator, his work, and our

19:40

studio flooded it. There's poop on the

19:42

floor from a math and a puddle

19:45

moves How mans shit on your floor

19:47

using a cold air? Yeah star. It's

19:50

aged. Mother

19:52

aged. Space. To.

19:55

So I. really

19:58

not drinking right now surgery and it

20:00

makes me very inflamed and uncomfortable but I was

20:02

like I can't go I can't go it's sober

20:05

so yeah I also like didn't know where to get a

20:07

plunger in the middle of the night it was like in the middle of

20:09

day 30 so in

20:13

New York I would just go to the bodega but like I was

20:15

like where do you get a plunger right now so a friend of

20:17

mine told me to go to the grocery store so I did I

20:19

went up the street got it and then I drank like half a

20:21

bottle of wine I made her like come into the bathroom

20:23

meet for moral support and I knew you

20:26

push down you're like if one drop comes up and

20:28

out of that touches my body I will I'll

20:31

end it I'll end things I

20:33

am like so annoyed at him what the fuck

20:35

are you doing I don't understand letting toilets clog

20:37

and just leaving I've actually lived there for over

20:39

a year and nothing I've never had a clog

20:41

in the house I don't even know how that

20:43

happened yeah he had to know yeah you don't

20:46

own a plunger I don't know plunger I don't

20:48

know I guess I've dealt with some things my

20:50

life for a toilet or two or I'm

20:52

like I always got to have one like when

20:54

I move into a new place I

20:57

order one immediately or buy one cuz like what

20:59

if you know it can be an emergency I feel

21:01

like when I moved in I bought the cleaners pullable

21:04

cleaners I have one next to every toilet I've those

21:06

about as I moved in I was like I'm not

21:08

bringing it a plunger from New York to LA they're

21:10

so disgusting so I just thought like I'll buy one

21:12

when I need it I live right by the grocery

21:14

store and I have never needed it disgusting

21:17

I don't and also now what do I do with

21:19

it where do I put it

21:21

I know it's like there's a live in the

21:23

guest bathroom now yeah okay I'm gonna never happens

21:25

again so no one has

21:27

an excuse to do this to you you

21:29

are so victimized he

21:31

can never set foot in that house actually

21:33

this is just another water related trauma that

21:36

has saved my house it is nothing but

21:38

water trauma in his house yeah I have

21:40

really no other problems yeah it's literally water

21:42

world anyways this

21:44

guy sounds like from the bidet my brother

21:47

not that he listens regularly he

21:49

listens when he thinks he it's safe he

21:52

would hear that and be like damn missed opportunity to

21:54

not put three more on our every man

21:56

is listening it's like why didn't I do that yeah I just

21:58

let her get all these serving platters and vases.

22:00

I think she should leave them. She's not an

22:03

asshole, by the way. I just think this is

22:05

very funny, but I don't think

22:07

people are gonna think anything's wrong with them. I think they're gonna be

22:09

like, they are clean. Maybe they're European. I

22:12

don't think anybody's gonna think it's weird. They're living

22:14

in European lifestyle. That's awesome. Yeah, European clean butts.

22:16

I mean, I could see you having a bidet

22:18

on every toilet in a house. Yeah, I mean,

22:21

I do own one, and then I'm moving in

22:23

the house, and she has one in the master

22:26

bedroom. There's one already on there. Mark

22:28

Eliza, bidet fan? I don't

22:30

know if he's ever really gotten done with it. He doesn't like

22:32

me touch his butt, so I don't know if he always

22:34

feel about a hard stream of water. I don't know. I

22:36

don't know. I always try to mess around with him

22:38

and touch his butt. Just do you crack hard swipes

22:40

on him? Yeah, all the time. A lot, yeah. And

22:42

then in this show, he like, I

22:45

think it's so funny, because he knows I'm just gonna go

22:47

for it if we're naked, get in the shower, and

22:49

he clinches. He clinches. We

22:52

were at this concert one time, and I touched his

22:54

butt. I was like, are you clenching? I

22:58

was like, what do you think's gonna happen? He's like, do you think

23:00

the guy behind you... Yes. He's like, actually,

23:02

my butt is traumatized by what you do to

23:04

me. He

23:06

just has such a cute butt. You know, guys have like these

23:08

cute little butts, and I'm always just like, it's

23:10

one of those things like, when you know your partner is like,

23:13

weird about something, you just wanna do it. Do it all the

23:15

time. Some guys have just the cutest little

23:17

butts. You can't stop looking at them and touching them. It

23:19

is cute. Yeah. Okay. All right. So no, I don't think

23:21

she's the ass. I mean, I think she's like, men don't

23:23

know how to live in a house. Like, men don't know

23:25

how to exist in a home, so

23:27

I'm gonna help him figure it out. And yeah, I wanna

23:29

know if she took them off or not, or if they're

23:31

gonna get four, the days for their wedding. Also $600. This

23:34

guy's fancy taste. Right. How

23:37

much money do you just spend on a bidet? I mean,

23:39

tushies are less than that. Also, I'd be like, just so

23:41

we're clear, you're gonna install all these. Right.

23:43

I'm not doing this for you. Can you imagine? He's like, we

23:46

gotta call TaskRabbit. It's like, you wanted this, you

23:48

do it. Yeah. Okay. And speaking

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28:16

Alright guys, we are so excited to

28:18

welcome our guest to the show today.

28:20

He is an entrepreneur, investor, speaker and

28:23

Wall Street Journal bestselling author. He is

28:25

the host of Apple's top charting business

28:27

podcast, Trading Secrets and you may know

28:29

him as an alumni of the Bachelor

28:31

franchise. His new book, Tough Money to

28:33

Me, the eight essential financial questions to

28:35

discuss with your partner comes out tomorrow.

28:37

Please welcome to the show Jason Tardik.

28:40

Hey, thank you guys for having me. It is an

28:42

honor to be on this podcast. You guys kill it. We're

28:45

thrilled to have you. Yeah. We're so

28:47

excited. So this is so funny. We got a DM yesterday

28:49

from this girl. She lives in Boston. We love our Boston

28:51

girlies. Saying to have you on. Like she was like, I

28:53

would love to have a money episode. Jason Tardik just came

28:55

out with a book. Like she wrote this whole thing about

28:58

you. Like we don't know who you are. And then was

29:00

like, I have a guest recommendation. I was like, girl,

29:02

we're recording tomorrow. Wow. What's her

29:04

name? Thank you. Whoever she is. I know. Like she

29:06

was like, what? She was like,

29:09

A, she responded and B, they're just

29:11

okay. What if it was secretly Evan?

29:13

Like as this girl, like hiding, putting

29:15

in a request. That's so funny. It's

29:17

your publicist. That's my publicist. No,

29:19

I actually just like a finsta. So

29:22

people like bring up finsta and my instant defenses.

29:24

I go right to my Instagram and I show

29:26

the people the three accounts I'm logged into me

29:28

trading secrets in my dog. No finsta. No finsta.

29:30

You want to check it? I DM

29:32

you. That's why you're here. I actually

29:34

woke up in the middle of the night, like a fever dream

29:37

thinking about you. I swear to God, this happened. I love that.

29:39

No finsta. Yeah. But the reason I say this, cause

29:41

I'm learning more and more that like a ton of

29:43

people at finstas. Everywhere. For what? I didn't realize

29:45

that. Of course I do. Okay. What Do you

29:47

do with it? I mean, every ex that I've ever had and all

29:49

of their current girlfriends and people I just hate that I don't want

29:51

them to know. Do you talk shit to them? No, I just, I

29:53

just do it to like see what's going on, but I never check

29:55

it anymore. I feel that I'm more mentally healthy when I don't look

29:57

at that shit. What do I need to look at that for? I

30:00

think that when I restarted my phone I just haven't

30:02

been back and yeah yeah Id and you. I woke

30:04

up a little and I it were thinking like socially

30:06

boxer and I woke up and we wanted to like

30:08

book you for exactly April first and I saw your

30:10

assume you are really see a book on April second

30:13

and I was like it's meant to be oh. My

30:15

God that is perfectly I when you guys

30:17

read so we're like that is awesome. Three

30:19

appreciative. Of it I love the you

30:21

have you had a career before the bachelor been

30:23

likes easily surpass that reputation. Like I don't think

30:26

of you like that know that was your ball

30:28

by ride as a compliment like I think if

30:30

you now is this person to podcast or and

30:32

gives this great advice and I'd forget sometimes that

30:35

like you forget or. He said it was like

30:37

get tell his story often but it was this

30:39

whole thing I got off the show and now

30:41

I own a tell him as when top but

30:44

I'm very open about like brand deals and how

30:46

much we make in all this stuff right and

30:48

Tyler Chairman was on the next show and I

30:50

got a cold a deal and then the next

30:53

season Tyler I called you deal and his followers

30:55

were more He's tall or is better look game

30:57

is more relevant and so I set is ours.

30:59

I. Thought I said was

31:01

like wait a second We both a t three both brush

31:03

our teeth. Of course the next guy's going to paid more

31:05

than. Actual thing is paid more So how do

31:08

I differentiates and I was like okay I

31:10

need to go back to my roots and

31:12

so my roots my educational when I did

31:14

for ten years and so with that he

31:16

offered turbo tax feel or capital one deal

31:18

comes up. They're going to look at your

31:20

argument in what your nieces and who your

31:22

followers are because of. that's and your rates

31:24

changed so it actually was relatively strategic. Yeah,

31:26

kind of tried to differentiate move away from

31:28

the franchise a little bit of as. You aren't

31:30

just like a pretty face. You access the withers as

31:33

nice as that he joked around to on

31:35

ebay or they were whole of sort on

31:37

the see are you Dad posits first so

31:39

than posits read before the show that like

31:41

the cheap version of and years passed and

31:43

we kept crashing and cracking on the show.

31:45

I bit into a chicken wing my whole

31:47

entire with my space on the shelf my

31:49

entire now got cut in half that size

31:51

talk our motto of like for half of

31:53

and usually the world agrees with the record

31:55

as I sat under her breath because I'd

31:57

what she does composites I left my son.

32:00

No choice but to get the near said eight

32:02

veneers. They look really nice live in your Sale

32:04

sound. Live near Sam Adams him. Out

32:07

on Oprah Doctor Shaw zap a bag

32:09

of legends rogering cause he sees to

32:11

why I ask dad running wow that

32:13

guy that's what's so wrong I drew

32:15

buffalo together and frisk media would I

32:17

would wear one summer break of he

32:19

told news like i think I got

32:21

something for your your own make you

32:23

happy the introduce new doctor Shaw thought

32:25

was to care whether it was. self

32:28

any other break up there wasn't like some or

32:30

all the illicitly us to see. Yeah, that's

32:32

how you get more girls unlimited smile. On

32:34

a guy who I like us and oh god

32:36

into that space your solitaire her to go I

32:39

said wow what an aroma make me look like

32:41

these are not Say please yes I am not

32:43

allow that. Yeah a sufficient hotel Yellow off a

32:45

little jank he says. Okay

32:49

so it tell us that the motivation for.

32:51

Writing the book yeah of return to touch on

32:54

a little billy my background and be accounting and

32:56

finance of the Anchor for ten years when to

32:58

bunch my own businesses but then I took this

33:00

detoured to go on the bachelor. So when I

33:02

wish I had my life's work like how proud

33:05

of money and love grapes yeah and so I

33:07

thought is a ton of self help Books with

33:09

money and is a ton of self help Books

33:11

with love but the intersection of both of them

33:13

there's not really anything like it and through research

33:16

should learn and I can rattle off a bunch

33:18

of statistics but it's a huge issue in this

33:20

country is how money is. Impacting I love

33:22

and relationships. We know that you know this

33:24

a second leading cause of divorce behind infidelity,

33:26

money arguments. and we know the fifty percent

33:29

of couples don't feel comfortable talking about money.

33:31

And there are so many more statistics I

33:33

could borrow your listeners with, but we know

33:35

it's an issue and so this book addresses

33:37

it was A Questions you have to know

33:40

about your finances, A questions you should know

33:42

about your partners and how to talk to

33:44

him. I loved of och aye

33:46

cannot go down as a acidosis bryant with.lot

33:48

upset about money and we've had really generous

33:50

gasp like this is the most practical like

33:53

I could see these questions to my partner

33:55

until this is a normal natural conversation can

33:57

think of here alive Advice: I had talked

33:59

your pi. There are about finances. It's silly. no

34:01

one talks like that. Yeah, no one's gonna respond

34:03

well to have. Your net worth magma

34:06

as our school. And I think

34:08

that there's so many different reasons. But

34:10

if you know there's a disparity, it's

34:12

awkward, mean, only mean, especially if you're

34:14

a woman who makes more. There's just

34:16

a million different reasons. there's your shame

34:18

surrounding whatever you might have going on.

34:20

And there's also, then there's this whole

34:22

like auto wanna know? You know, like

34:24

I have a friend, that I mean

34:26

they were married, they have kids and

34:28

stuff came up that after that nino

34:30

five plus years post marriage, post. Two

34:33

children were she was a quarter Park zoellick.

34:35

How did I miss says unknown your sit

34:37

down as a question that. Exactly into do

34:39

a good to the word shame because seems

34:41

the biggest issue with money right? We know

34:43

that Shames is a toxic three of why

34:45

that tells us we did something bad. We

34:47

know guilt or something. you did something bad

34:49

you have to fix it For with money

34:52

we constantly feel shame and or if we

34:54

showcase or cards it's usually met with shame

34:56

and that becomes the biggest deterrent. So when

34:58

you talk about relationships turn on Flags all

35:00

the time have shown your podcast issue things

35:02

like that you could see him, he could

35:04

speak to him with biased. It's like you

35:06

don't even know red flags to them. Religious

35:08

berries. Red Flags no one talks about in

35:10

in relationships and cohabitating and married couple at

35:13

least one parent. Forty three percent of the

35:15

time is committing some act of financial infidelity

35:17

which is cheating to your finances, hiding money

35:19

purchases, things like that the material once and

35:22

so with transparency you can totally have an

35:24

impact on that. And then I know you

35:26

guys like Teflon on the sell side of

35:28

Ross and Stat for your but We are

35:31

awesome suffer you have a head start as

35:33

this is a sit well this is such

35:35

a success seventy three percent of relationships in

35:37

the study we. Read say that money

35:40

is a huge tension in the

35:42

relationship. Of that seventy three percent

35:44

more than half said it must.

35:46

Serially impacts are sexless stars. Army's

35:49

out In built from Money is

35:51

really impacting intimacy which is a

35:53

wild possibly don't samurai. It's not a

35:55

lot closer to me though. I think if I

35:58

don't feel respected or I don't respect you. This

36:00

is probably I think what assault itself and

36:02

it certainly has not. it's impact my desire

36:04

for your courses hundred and. Nine. And respect

36:06

your desire or and. I respect like I've actually

36:08

been at Situation I've just been like I don't

36:11

think I respect this person who you're digging and

36:13

saddam or something like why can be money and

36:15

also rotten The do that really bothers me that

36:17

much but like of course of the sexual intimacy

36:19

Yeah this is a lot of women when I

36:22

feel like taking care of financially and secure ourselves

36:24

at Absolutely is a direct. Correlation to the

36:26

bedroom so that's assuming that lot of women

36:28

was a said soaks the flusher like how

36:30

would they know that they are secure because

36:32

the problem is so many people gaslight through

36:35

their finances to they feel secure as maybe

36:37

they see that that individual has a nice

36:39

house or drives a nice car. Where's fancy

36:41

Juri, whatever it might be. But so many

36:43

people, norm and deputy gas lighting through the

36:46

show of what is as opposed to what

36:48

actually is And that's where I feel like

36:50

these conversations can be huge and are so

36:52

many examples of the fraud that happened. So

36:55

there's one. Per se interviewed in this book

36:57

she went by Jane Doe budgeting, got married

36:59

to Sky quickly after year she made less

37:01

than him but or credit was great. he

37:03

says crowns bat so she took off the

37:05

mortgage and then he said half the cost

37:07

of Venmo to you. So for hims other

37:09

mortgage and the deed both of their names

37:11

are on it. He's. Going to Venmo

37:13

says credit is bad. That's all she knows.

37:16

They close on the property The day they

37:18

close she is Iris Letters The Iris owns

37:20

her house because he had back taxes he

37:22

does not sell her about and obviously that

37:24

lead to divorce and now her in her

37:26

new husband had spent over a hundred thousand

37:28

dollars to pay off his taxes because of

37:31

his fraudulent activity. Oh My. God. Really intentional

37:33

and this stuff is happening non seven to

37:35

one of my Instagram I went to a

37:37

scale of what you're saying, please tell me

37:39

if you know anyone that had financial fraud

37:41

through a loved one are in relationships. I've

37:44

never had more responsive. Over a thousand

37:46

emails. Not on this island. Ny stories

37:48

were just mind blowing. The happens every

37:50

day and like we have to protect

37:53

us. To see the like the new situations

37:55

when one person is way more money it's the

37:57

percent last is like I'd feel insecure about asking

37:59

sticks. You have more money. I'm not a

38:01

place to press this person so Ubs gonna trust

38:03

and Assad's residual has gone to jail. For

38:06

exactly this is. we had Savannah, Chris,

38:08

Leon's and so of course Savannah defended

38:10

her parents are you know to a

38:12

very very strong level on the podcasts

38:14

but her parents is our sentence or

38:16

and offered twelve and eight years and

38:18

I didn't read through the court documents

38:21

for anyone that's asking. But her stance

38:23

is that they gave immunity to the

38:25

to business partner. He knew everything the

38:27

our parents never signed one documents they

38:29

never had any proof that they're involve

38:31

other than him saying on the stand

38:34

they knew about it. Is have a

38:36

point is like of you're not doing your due

38:38

diligence if you're not crossing a tease and.in your eyes

38:40

you could be in this position phrases things. Here

38:42

a horror story after horserace. so crazy mean

38:44

I can't believe people don't get pre nup.

38:46

I can't believe people just perceive as dislike

38:48

on romantic. it's like all it is just

38:50

sign something to protect yourself in the future

38:53

like lie to crazy story with a family

38:55

member of mine like you can ignore it.

38:57

It's a little naive to just. For.

38:59

Canada doesn't exist and that it couldn't happen to

39:01

yell. Yeah, The best response ever to anyone who

39:03

says I got no pre done some totally out

39:05

on pronounce his to stop and pauses Anyone listening

39:07

Here You have a pre nup that you're married,

39:10

You have a pre Nup. The questions. What is

39:12

that simple? Your pre Nup is your state law.

39:14

Every state has different laws. and there I mean

39:16

Florida's is night and day from New York City,

39:18

Night and day from South Louisiana as and Tennessee's

39:21

are all difference. So the question is, do you

39:23

want to take the law that in place It's

39:25

a cookie cutter law Or do you want to

39:27

say hey, why don't We talked about this and

39:29

customize it to us? Why don't we make. It

39:31

makes sense for us and so that's the the

39:34

take I have on. I love that framing is

39:36

you. Have. One, it's your job decision

39:38

to send it. They are so wildly

39:40

different size of really cook as doesn't

39:42

Get married in California and and he

39:44

moved to Texas need. A divorce is your

39:47

divorce. They. Are under. I think it's

39:49

for the marriage like I'm not. I'm not like

39:51

out the yeah I guess to I don't believe

39:53

it's where the actual license to places where you

39:55

actually got married and murdered like right I make

39:57

sense unless I think some states have a good

39:59

time period. If you've been there for and

40:01

my years it would supersede it. But to

40:03

this point you can also get something called

40:05

post Nup which is our agreement you could

40:07

put in place after a marriage which is

40:09

really important to talk to. things especially anything

40:11

about like a caretaker at home who's maybe

40:13

sacrificing their career to bring yell yellow as

40:15

that all signed. it's over. As we know,

40:18

divorce rates fifty percent sorry announced this kind

40:20

of dark them down but in reality you

40:22

need to protect yourself to make sure that

40:24

is tomorrow ends like you've given up your

40:26

career in everything for the family you're taking

40:28

care of. I like the you talk about what

40:30

asking, contingency plans and above. We have our Wasserman

40:32

on a show two years that I. she's a

40:34

slippery divorce lawyer and he doesn't have a lackluster

40:36

that up so we talk a lot. Bring up

40:38

the time she said the same say it was

40:40

you that the state decide what's gonna happen to.

40:42

Yeah it's so dangerous to me. If I feel

40:44

for people who have my problems than lie about

40:46

it and have a bunch of same and in

40:48

such a tough world out there you know like

40:50

that are still people are getting by you know

40:52

not going again to like was all of our

40:54

nation's issues. but like I get how it spirals

40:56

and I get how you just dig yourself into.

40:58

Hall you can get out as and you're hoping

41:01

for something to happen. And so I really do

41:03

like everyone that's doing these things isn't like the

41:05

devil happen in their lives to bring them displays

41:07

by. If you're going entrance a life without person

41:09

you have to find. Out. With got hot yeah

41:11

bought all have more. Like everyone has some

41:14

kind of money issue for you in the

41:16

rich. So the risk? Maybe they're weaponizing the

41:18

money like everyone's got some kind of money

41:20

issues. So I think the idea of like,

41:22

let's eliminate the whole scheme of it's let's

41:24

not let like loves be a poker game

41:26

was open and be vulnerable. And let us

41:29

talk about it because you know if he

41:31

talked about it, every statistic says you're with

41:33

a healthier, happier, wealthy or less. So it's

41:35

like just. Still, On

41:37

the same page have the conversations were just

41:39

not having the conversations. That's what are the

41:41

all the statistics say? we're just not having

41:43

the dumpsters so. Our had of the parties and

41:46

and I do want a circle back to you

41:48

talk like towels and the conversations Some is a

41:50

liar to me that she iran about pets maybe

41:52

for like to stay healthy or beginning stage As

41:54

like this you open the book at this great

41:56

story about how you like moved in with somebody

41:58

that they owned a house and you. And

42:00

unlike the house of you, I thought

42:02

animals together you didn't have a living

42:04

asset contract. and and even. Higher on story

42:06

by a lot. You know that you didn't. Have those conversations

42:08

and you put yourself in a situation that most

42:10

people put themselves and I certainly have. How would

42:12

you suggest opening up a conversation? I do want

42:14

to talk about your questions because I think they're

42:17

really fun and easy. The first two chapters I

42:19

just kind of point the summer myself be I'd

42:21

listen as is begging bedouins personal finance for like

42:23

this is all I've done. My grandpa at a

42:25

user oral surgeon and he took off his mind

42:28

put it in with a financial advisor. At the

42:30

time there wasn't a regulation and place and he

42:32

got screwed over by the sky than to take

42:34

everything out. The guy charge them a ten percent

42:37

see so he lost ten percent of his net

42:39

worth and you get screwed over by a guy.

42:41

That's when I was sixteen years old. He sat

42:43

me down and he should. He told me the

42:46

story and then he brought his computer. Up

42:48

and show me every dollar he had and

42:50

that our family and he said this is

42:52

or life's work. You need to see these

42:54

numbers. Media comfortable these numbers. Here's your grandma's

42:56

account, his mind and Mrs How reinvested because

42:58

of we're not transparent issues will happen. So

43:01

I learned this at like sixteen and even

43:03

mean. I was blinded by this. I

43:05

didn't put us in a position to win the

43:07

created resentment. Conversations you know, obviously conflated comes from

43:09

that. It wasn't the leading factor for a break

43:12

up, but you put herself in a bad position.

43:14

So I've team up with ten questions that are

43:16

gone on a date or you talk and a

43:18

mama gotta love when you're on a practice. Listens

43:21

to have fun with my all plank right. As

43:23

outside, let's do it As I'll ask you what

43:26

is one thing that you spend way too much

43:28

money and but unless you're completely broke, you won't

43:30

stop sending money Ice. Ice I love that question

43:32

for me as manicure amish is that a managers While

43:34

I always advise i've avoid singer it's i've ugly hairs

43:36

now bad and since I was like fourteen I've always

43:38

thought about the allies and I was like the bro

43:40

is get on earth or get medical help measure my

43:42

manicure pedicure. Do that cause you to hundred and forty

43:45

dollars if you don't have a lot of my that's

43:47

a huge amount of money. I lives in New York

43:49

and I was on twenty one of the I wanted

43:51

to the Bronx. I would like a. Day as

43:53

much as I had separate. That's. The thing

43:55

that like I think I spend money on lot of. Money

43:57

or Not Recommend have system that. The

44:00

day we could talk like way more valley so lies the

44:02

manager. What else is it that you know you should start

44:04

the conversation but that out ask you okay you win a

44:06

million bucks to a game. Million bucks is fun. The script

44:08

you have to spend every single penny like what are you

44:11

going to get? wouldn't have buy a house okay which were

44:13

probably by hum and Delaware around for Ahmed I'm looking for

44:15

a home there for a long time they can do. he

44:17

beats a Marty like on that track but it's I guess

44:19

it's kind of boring answer and I'll dig said. Like when

44:22

you see a whole like what's the number most important thing

44:24

to you and all when you would think about this whole.

44:26

Location, let luxury and about our.

44:29

Kitchen Yet as I and my brother. Always

44:31

as you can do Any wow the right amount

44:33

of money. like you couldn't change whatever you want

44:35

inside the home. That like at first glance I'm

44:37

big on bathrooms. yeah I'm a big bathroom flat.

44:39

Yes a thousand cuts and like it's those are

44:42

a big overhaul to do. Walk in closet yeah

44:44

I have like all things that are. Just

44:46

and I questioned by i now know do a beach

44:48

I know the price for another things that matter to

44:50

you like now we can start talking about other things

44:52

they would if you know like five years on the

44:55

show on a make I get when you said you

44:57

want to identify million dollar Home at one point or

44:59

the whole not a priority to travel like see you

45:01

can have fun with these conversations without being likes what

45:03

you're not worth your time or adenoidal and you make

45:05

in a being awkward of weird and that's what the

45:08

book kind of built that. Of us is

45:10

not so fun I think are just like easy

45:12

like party like to travel as first class seats

45:14

important to year old house how the want to

45:16

sands without what I answered. The first class. Yeah,

45:18

I. Once you hit like that way of travel.

45:20

It is hard to go back. Yeah, it's like that

45:23

hundred and the much money on. Like it took Iowa

45:25

kind of was in that place before rain. About

45:27

their word of that I've crossed over. I can't

45:29

go back and she was thought she was I

45:31

dabble in else deny that a short you might

45:33

also anaconda. It's so expensive and was a I

45:36

have stopped caring like this is what I'm spending

45:38

my money on that like I made a decision.

45:40

You. Know right? there is why conversations are

45:42

so important. Because you have these preferences. you

45:44

prioritize things it's can be way different or

45:47

what I prioritized and your significant other might

45:49

not at all prioritize that regulates Uni to

45:51

verbalize hate. This has gotta be my priority.

45:53

This is where a compromise. This is where

45:56

I won't your zoom be different of his

45:58

and mine and yours And so. That's

46:00

why the conversations like half to

46:02

happen. Totally and like I think it's it'll do.

46:04

You always take a black car when you take an

46:06

Uber and your partner's like i don't give a shit

46:09

about that man you just have to accept that you're

46:11

gonna pay for the black heart of on you've had

46:13

the conversation i think that sign yet most you both

46:15

acknowledge that says I have in the past just expected

46:17

that these things are just like worked themselves and non

46:20

the results are actually right That does not ever happen.

46:22

Some shoes are the worst one. And I think they're

46:24

like the person makes less money is just assuming you got

46:26

this job and brought it up. So why would they bring

46:28

enough to stop the great beach. And then what

46:30

do you guys obviously resentments focus is like her.

46:32

you're not contributing and I'll be not even talking

46:35

about. Yeah let's do a more what would you

46:37

say your biggest your biggest money red flag as

46:39

leave you look at everything and your money situation

46:41

yearnings you're spending your dad, you're investing like what

46:43

is your biggest red flag. I buy too

46:46

much for lack of have never enters. I'm really really

46:48

over a span on a holiday Assay comes our some

46:50

has issue that you think you're wrong. Okay, so

46:52

I got one for first of all, over spenders

46:54

immediately in America. We put them in a box

46:56

and said you are bad When I say about

46:58

over spenders this, I'm bad with that. But there's

47:00

also lot of good. Like you see value in

47:02

buying and investing in things you see volume, buying

47:05

and investing things for you. If you spend a

47:07

lot, you actually have a high risk tolerance. We

47:09

know that people that have high risk tolerances will

47:11

earn more like this. Cool things about spenders. To

47:13

the other thing, the motivating factor give young people

47:15

spending his think about how much you spend in

47:17

in this book a lot. Teacher and she spent

47:20

an annual basis was caught one hundred. K and

47:22

everything you want to have. about twenty five

47:24

times that save for retirement so on are

47:26

case and twenty five, Two point Five million

47:29

of you wanna retire? Go live. Thirty years

47:31

work free. You have about two point sites.

47:33

Love you could just that span and just

47:35

a little bit from a hundred two years

47:38

Eighty K hear you now only have to

47:40

have two million dollars saved. So today when

47:42

you spend a little bit less and can

47:45

take that castle put into investments you're making

47:47

a huge impact on. Like when you could

47:49

actually hang it up and retire. People

47:52

are listening. That's like, what's the thought? I'd

47:54

assume million dollars. The retires I guess of

47:56

the idea that can't be the norm. In

47:58

America I'm glad you as I betcha. Bookmark This

48:00

This is a retirement savings checkpoint thread south

48:02

if you in it's got guys differ from

48:04

listening of different ages and household incomes. What

48:06

if you have a household income of one

48:08

hundred fifty k and you're thirty five according

48:11

to this you should add three hundred and

48:13

thirty case saved up case or gives you

48:15

an idea based in your household income an

48:17

age where chef not everyone's gotta So then

48:19

there's another chart hear that will tell you

48:21

if you're not there what you need to

48:23

save today of your at one hundred fifty

48:25

k and you them saved one dollar for

48:27

your time It household income of thirty five

48:29

you. Need to be putting twenty one percent of

48:31

your pay towards retirement to catch up so it's okay

48:33

if you didn't start. Yesterday was like gotta know what

48:36

you guys do today to get on. A that

48:38

thought that was your values are aligned with your

48:40

partner baby are both like our Time eighty five

48:42

on occur. That's true. A run for President

48:44

Got the The Radio Podcast Lawyer and a. We

48:46

will direct know people don't want to be self

48:48

on one. Or. Really all our by early glories

48:50

it every now and still girl got a a

48:52

other like later. Gray the

48:55

girl. be. Proud

48:58

of snow. Literally think there were like

49:00

and are seventy five as. Really ofac it's gonna

49:02

be of a it's like I hit nursing homes are

49:04

nuts. Yeah I know as to view

49:06

the ramp. That's I hear like you imagine

49:08

the stories and get it advises. I want

49:10

to know what is your read Firearms that I would you. Say. I

49:13

wouldn't go as a month as and I would hazard Old

49:15

Egg one of. Rain and I got a place where

49:17

we saw make a lot of money your prior

49:19

to that. I mean everything that

49:21

you know any me and like credit card

49:23

debt like spend outside my me and alter

49:25

my twenties Me: I was that that on

49:27

the bachelorette that was like overdrafting decided by

49:29

like a pitcher of now he doesn't like

49:31

I was really broke and I would like

49:33

living fairly paycheck to paycheck and it it

49:35

was dark times. I mean I made decision

49:37

to work for myself and take a risk

49:39

and better myself and it paid off yeah

49:41

but I'd live to different life and any

49:43

now this isn't necessarily related what everybody but

49:45

I feel like it took me awhile and

49:47

we started making money to really start making

49:49

money on that money. So I sat on a cast

49:52

for Wilder and I had like weird feeling about that like

49:54

I you know on the same about that I'm like I

49:56

know I should be making more. I know the should be

49:58

in different places doing more for me. And I'm not

50:00

and low then you're like they're they're two different worlds

50:02

deliver one ice with us like broke beds and now

50:04

I like have of money but unlike it's a sitting

50:06

in a checking account you know of. Job A couple

50:09

comments on that. So when you're spending all their

50:11

money that you're spending back when he didn't have

50:13

money now you have my you currently still spend

50:15

like that or know. They were sick.

50:17

transitional years where you're still felt like I

50:19

was. They can scarcely mindset. But here's the

50:21

thing. I wasn't going crazy sending. i doesn't

50:23

have any might have an I wasn't willing

50:25

to like not go to a bachelor party

50:27

your skin like I wasn't over sunny, I

50:29

just wasn't making hardly anything you know with

50:31

a freelance writer. So I'm not crazy spender.

50:33

I mean I think I just like I

50:35

like they saying they spend money on travel

50:37

and it's weird to get to a point

50:39

your life relax. I can. Buy. What

50:41

I want. You were. Ten. Years ago

50:44

into the couldn't buy a new as put ourselves

50:46

in a position where we can't afford at leisure.

50:48

I've never spent so much that I was terrified.

50:50

And her and I are really smart. know I

50:52

think we bred people around us but investments buts

50:54

were really comfortable traveling in doing other things. We

50:57

don't put ourselves in a position where we have

50:59

to be like I did. That and more. Good

51:01

as. It still has a here's a Nasa in

51:03

that area, contrary secrets, an interview with a Way

51:05

To Guys Bucks but I was terrified of the

51:07

of them era with the oh yes in August.

51:09

Dear well what? Having to pick up the check

51:11

for other people just. Like

51:16

are no wonder if you just if he just

51:18

talked about said the expectation the word yeah make

51:20

five million a year and read was up for

51:22

like Lego to deliver So you know I. Would.

51:25

Have with will. Like. If you have the Kansas

51:27

and yes yes worse hot feel shame or money

51:29

when we earn a lot and talk about it

51:31

would brag doses of arrogance when we're broke. It's

51:34

like shameful. I feel like was your own ago

51:36

that real quick because people back home to do

51:38

the such says it's summertime on books present to

51:40

credit card statements, budgeting is boring itself or birds

51:43

terrible your budget crunch but this is kind of

51:45

fun. Just go with your spending and see where

51:47

you're spending and take a breather. Don't worry about

51:49

the numbers, just take a deep breath and ask

51:52

yourself why why did you spend that? did you

51:54

get caught and to like a marketing. Track

51:56

default for the emails and the links that

51:58

was influences put up on there. Are

52:00

you pretending as you have an insecurity

52:02

and you're trying to compensate with confidence

52:04

likes? There are these weird overlaps with

52:06

behavioral therapy and our financial behaviors, And

52:08

so weirdly enough, if you take care

52:10

of some of that behavioral issues you

52:12

have, it totally impacts how you spend.

52:15

Most people are like that when they

52:17

don't have money into situations. Difference: They

52:19

spend spend spend to keep up and

52:21

go And they come into my intellect.

52:23

I'm spend as much as I. You're

52:25

right because you've gained so much like

52:27

confidence insecurities on are chasing it Yeah,

52:29

behavioral based budging. Something that people don't talk

52:31

about either. I want to talk about the

52:33

other like the Real Questions guitar part of the

52:35

Deadlock. Tell and yeah, You know not

52:37

have assigned like the a minority like

52:39

receipts know someone what they make their

52:41

credit score. I mean this is tots

52:43

like this sent a chill down people's

52:46

find. You know like especially if you're

52:48

in a relationship your new you're having

52:50

fun, there aren't red flags flying, you

52:52

feel guide were you guys are spending

52:54

and what you think each other may

52:56

make but you may like move in

52:58

together soon or you might had that

53:00

next level of your relationship and these

53:02

conversations need to be had. Hundred percent.

53:04

saw a guy like a dumb saying it

53:06

was like if you could have sex you

53:09

talk about check for last are thing about

53:11

that must And so the golden rule. It's

53:13

a Baster rules. If you're going to move

53:15

in together these are a numbers you gotta

53:17

sit down and talk about. you have to

53:19

have. And so each chapter is a question.

53:21

The answer is a number two thou say

53:23

like especially into a way for stories shift

53:25

context changes numbers don't why they tell the

53:28

truth solve. The first one is your credit

53:30

score. The second one is understanding annual expenses.

53:32

The third one is understanding income. Or

53:34

the fourth one is and is a big

53:36

one is putting on your papers and helps

53:38

you can say you're not worth but also

53:40

gives you visibility. Were all your accounts in?

53:42

I'll just maybe once or twice a year

53:44

where the accounts from one of the balances

53:47

zile people hide accounts or take cash for

53:49

things they should be spending on. Another one

53:51

is understanding your net worth. Neither one is

53:53

understanding your risk tolerance because you should be

53:55

investing until you understand your is tolerance than

53:57

the other. One is what age you on

53:59

Retire by. And then putting up a plan

54:01

in place for your investments to make sure

54:03

you get there. But in there I give

54:05

like very one or one examples. Like people

54:07

it confuses Essence. Oh my god and what

54:09

you should be confused. It's like walking to

54:11

a grocery store and on average each grocery

54:13

store has thirty nine thousand, five hundred different

54:15

items. Were going to get different items like

54:17

they have different things for us, different ingredients,

54:19

different price points. That's kind of how investing

54:21

as like there aren't cookie cutter solutions. So

54:23

time to walk through are some examples of

54:25

what you could do and I could do

54:27

it. At a our first couldn't answer these

54:29

questions about themselves little on ask another person to

54:31

answer than and I'm with you. They feel very

54:34

grown up you know I feel like we've I

54:36

have listeners listener like twenty six twenty five and

54:38

like what he time outward vote broke which is

54:40

that was a month ago there and try to

54:42

three I saw anything worth or I couldn't really

54:44

blow up for it's quicker conversation so that's the

54:46

I love that. You're right is how I built

54:48

this by well as an underwriter. The bank would

54:51

tell me that numbers I had to see from

54:53

people to determine if we could lend to and

54:55

class. oh that's what these eight numbers are. But

54:57

in I'm idol like baby step by baby step

54:59

of how to find the number and how to

55:02

calculate it is very very one or one. and

55:04

I use analogies like are I guess we like

55:06

wind. We don't have to be a small yea

55:08

though we just have to know that at organ

55:10

they have good p knows that's are like analogies

55:12

we bring into their self and there's Qr codes

55:15

lights were if you're not percent bone there's an

55:17

app. That I'll do it for. Yes, you

55:19

know if you want to excel file Boom!

55:21

That will be there for such very very

55:23

very one on one, right? Yeah, But a

55:25

lot of this stuff is like the system

55:27

or give you know Lg, it's meant to

55:29

be complicated. The complicated Because when it's complicated.

55:32

There's. More money being made at the time

55:34

to pay people who cracked the code. Yes

55:36

of. I have a date tonight and I

55:38

got a to I can go to my

55:40

dick. I gotta go get that fixed. Instant

55:42

papers, some cooking and I slice myself. I

55:44

need stitches. Agree with ya. finance is not

55:46

meant to make us go get stitches or

55:49

go to the doctor. It's it's really created

55:51

so it's a slow drip. The burn is

55:53

very slow so we don't feel it. Had

55:55

asked that we have to do something right

55:57

now. Why is it because the institutions made

55:59

me. The process when it's a slow

56:02

slow drip so everyone has to

56:04

take ownership of it. otherwise you're

56:06

going to get caught up in

56:08

the mass. I like he's

56:10

a speak in like hard numbers rather than hypotheticals because

56:12

I do think it's important to say we all top

56:14

of the sites. How do you think about money? How

56:16

you feel on money, how you see your future. What

56:19

he valued. Those things are important but they're not tangible

56:21

number to make. Yeah, yeah, you can't lie about

56:23

the i see a lie about the number. That's a

56:25

big thing and then you know. I also think. We.

56:27

Get so caught in our day to day

56:30

that we don't think about like how and

56:32

what are we doing to plan right But

56:34

if he brings financed asteroid everyday stuff again

56:36

conduct likes you think about a vacation you

56:39

have that a weeklong much citizen the that

56:41

your flights and hotels where did you book

56:43

your reservations? what are your outfits? all the

56:46

shit the planning when you retire on average

56:48

going to be retired for thirty years that

56:50

is a sixteen hundred plus week vacation but

56:52

none of us plan for at. Least.

56:55

About what goes in for one week of planning

56:57

a lot ramp and none of us plan for

56:59

it. so there are ways Delights take the number

57:01

and then story tell through analogies. we do know

57:03

that wake us up. And. Then get up. Yeah

57:05

I think anyone even we just talk about

57:07

like that he sends in general in relationships

57:09

clinic of other things like couples do together

57:11

you might start neatly dating and sleeping together

57:14

maybe down the road you'll know then you'll

57:16

get engaged so the married have kids, rebel

57:18

family, whatever blacks the vacations i think and

57:20

rain at as run into this madame acts

57:22

of hers of like they can build resentment

57:24

when someone feel that they're paying for every

57:26

day or his plan everything and I think

57:29

it's also nice to sit down how those

57:31

conversations to especially someone makes more and like

57:33

you're figuring out of happy for the hotel.

57:35

You pay for the boomers and the meals.

57:37

You know that Still, if people think it

57:40

feels really and sexy and romantic, but what's

57:42

worse than you are pissed off. Or. Chairman

57:44

Mouse or inside so than your leisure. The

57:46

show I guess I he cookie cutter solutions

57:48

but one idea it might work for you

57:50

is you figure out what you and your

57:52

partner making. What the percentages of each right?

57:55

Sullenberger hundred rooms That makes two hundred the

57:57

other person makes two times rights and then

57:59

you credo. Joint Account and then you decide

58:01

how much you may contribute monthly. and then

58:03

the person who makes two times puts two

58:05

times more south. One person puts a hundred

58:07

other parts to hundreds and you just use

58:10

that fun for your activities. Your ogres, you

58:12

whatever rights. Again, that's not the one size

58:14

fits all, but it is an idea. And

58:16

the idea is there are things and solutions

58:18

out there for whatever your situation is. a.

58:20

Lot of her size slurs and or rent

58:22

I'm signing for life something. three acts, what

58:24

your make our then. I think that we

58:26

should contribute equal a percentage wise if we

58:28

can. One. Hundred. Percent article I think

58:30

makes perfect sense. I was like asking people

58:33

us we define as at us has like the

58:35

you have advice for like torn and speed and

58:37

location of like were to have you are see

58:39

us as yes. Yes I think it's totally

58:41

as to be self doubt, but I always

58:43

say there's two things you gotta do. One

58:46

always start with the phone conversation, always go

58:48

there. The second thing is and I do

58:50

I may. I do it every day. And

58:52

the episodes of Trade Secrets how do I

58:54

get big celebrity Tommy with the got paid

58:57

on that the on endorsements. I start by

58:59

telling them something to hey I just as

59:01

this deal with Athena they paid me a

59:03

hundred grand for three posts and for podcast.

59:05

sad but I saw you did that deal

59:07

with fan duel Talk to me like how

59:10

was. That payday. So I think Vulnerability Creeds

59:12

connection in the space increase safety. Self have

59:14

fun with the money conversations and then lead

59:16

with vulnerability to see. Think that people feel

59:18

shame around. It's talk about your fuck up

59:21

spilling my credit. Score! Six hundred. It sucks

59:23

but I also make five hundred grand a

59:25

year. So like I'm working on Iran and

59:27

right right? Yeah, like deserves other crazy story

59:29

like on the credit think I talk about

59:31

so they're My buddy owns a car dealerships

59:34

and I saw the paperwork to verify this

59:36

happen. He had someone come in and the

59:38

same week and one person was buying. A

59:40

hundred and fifty thousand Rg Wagons Perfect credit

59:42

score. Low interest rates like two percent. Ah,

59:45

another person came in and had a credit

59:47

score less than six hundred thousand. Her parents

59:49

actually we're using years of co sign her

59:51

and her parents didn't pay back to me

59:54

screwed her credit she had less than six

59:56

hundred should buy a twenty one thousand nine

59:58

Toyota Corolla. Her interest rates. When he

1:00:00

eight percent share an insurance premiums are off

1:00:02

the charts Because of her lack of credit,

1:00:04

her monthly payment for a twenty one thousand

1:00:07

dollar Toyota Corolla was more than the one

1:00:09

hundred fifty thousand dodging Rak has crazy high

1:00:11

in so it's like if we ignore we

1:00:13

don't pay attention or were younger blinds we

1:00:15

are just kang exceedingly was you're getting he

1:00:17

asked every day yeah and it's like we're

1:00:19

book but we don't feel that pain not

1:00:22

feel the to take your the cut so

1:00:24

that's where like we need to wake up

1:00:26

and we're not taught in our school system

1:00:28

all the dumb shit I was. Taught kindergarten

1:00:30

else go I even college like are at an M

1:00:32

B A we the to learn this. Why do

1:00:34

we also thing to ask your partner how much money

1:00:36

as your bank account? what your best and suchlike what you

1:00:38

make that no one thing sasquatch your credit Score! Yeah,

1:00:41

I've interest rates. Are we going to get our

1:00:43

house that we buy together? Yeah. and also I

1:00:45

like it's not like what is yours like I'm

1:00:47

not going to get out. It's like a what

1:00:49

is. Just how can we make this like what

1:00:52

we do together to help each other out? Race?

1:00:54

save their to. another example, just six Six twenty

1:00:56

credit score below. For Seven Sixty credit score above

1:00:58

both have three hundred thousand our homes. Only difference

1:01:01

is credit score over thirty years and it's only

1:01:03

three hundred to three into thirty years. The purse

1:01:05

was seven sixes in pay a hundred and ten

1:01:07

thousand dollars less and interest on that are sore.

1:01:09

The six twenty. right? So.

1:01:12

This is stuff you just gotta gotta pay

1:01:14

attention to. Yeah, Okay so we wanted

1:01:17

to talk about purchasing joint asset men

1:01:19

that and forgiven living asset without a

1:01:21

contract and lift him up Flashy got

1:01:23

out the so to the dog tags

1:01:25

we want to get to sightsee We

1:01:28

know you see serve had fled. Their

1:01:30

that that has is believing. People really it

1:01:32

go and as I don't know what what else

1:01:34

I mean homes and path through the two things. I

1:01:36

guess I think honor mothers are things are messy but

1:01:38

now I've been getting ahead. Of. The idea of contracts.

1:01:41

Riley, I'll stop in. The bad thing, but

1:01:43

the idea of contracts are so important as

1:01:45

a story of Healy Page years. Rimmer he

1:01:47

repeats and say yes to the dress. Yeah

1:01:49

is a wedding dress design issue in Fig

1:01:52

for name feel bad yet in her design

1:01:54

label was called Healy Pitch while she was

1:01:56

moving as fast pace at a young age

1:01:58

and went for her. Get her promotion

1:02:00

shit A Sign A New Employ Contract

1:02:03

In the Employ Contract The owner said

1:02:05

that he owns Haley Pages for ownership

1:02:07

of it's well she signed it didn't

1:02:09

have due diligence on it. Five years

1:02:11

later was trying to get a promotion,

1:02:14

worked with an attorney to review Employ

1:02:16

contract. Turn Eagles had you recognize he

1:02:18

owns literally your name that we're not

1:02:20

talking about like the list he owns

1:02:22

your name and she panics and says

1:02:25

okay renegotiation time take that out he

1:02:27

wouldn't do it becomes of lower Her

1:02:29

Instagram handles. For highly paid off her

1:02:31

like personal stuff for a fiance, her

1:02:33

mom or dad he took ownership of

1:02:35

all those took ownership of the label.

1:02:37

She could not create wedding dresses anymore

1:02:39

which is are only skill sets and

1:02:41

she could not use her name publicly

1:02:43

on feel lost her name she now

1:02:45

he goes by shovel and this case

1:02:47

is still ongoing. Unfortunately like she started

1:02:49

to get some momentum with it she

1:02:51

can't use her neck all be as

1:02:53

a contract or she started a non

1:02:55

for profit that helps specifically women that

1:02:58

need an attorney and can afford it.

1:03:00

To get an attorney for these lessons. Now

1:03:02

that's the idea of contracted. We gotta learn

1:03:04

to this masks. But when you purchase join

1:03:06

assets I know it's crazy to think like

1:03:09

Robin have been are beautiful, dogs are assets

1:03:11

but like according to law they are that

1:03:13

you gotta have contracts and place for when

1:03:15

things happen. So you have a plan here.

1:03:18

We did it and we don't and so

1:03:20

as a result of that that leaves us

1:03:22

up for a lot of risk. Like a

1:03:24

lot. Yes, Ah, Hensick agreement. Today's toss and

1:03:27

then a lot of couples do in personal

1:03:29

loans. in their relationships. Without contracts those are

1:03:31

the highest percentage of unpaid loans are in

1:03:33

a personal battle Really sucks What? Just like

1:03:36

some on London's I like that and blending

1:03:38

in couples the as like the number one.

1:03:40

So. Like I let max or five grand the

1:03:42

I have. The highest likelihood of not all

1:03:44

these are not being repays and your legal

1:03:46

zoom and for like one hundred bucks you

1:03:48

get out of contract and place right was

1:03:51

just notes use for Ryan like that's the

1:03:53

thing to mean we're getting off like the

1:03:55

release of territory which is obviously Asa. Fine

1:03:57

that's just paid a passive on look at

1:03:59

his contract. You know I think people are

1:04:01

like I'm sure it's fine and we used

1:04:03

to be more like that and now it's

1:04:05

like know everything as be looked at and

1:04:07

red lines and you know. Luckily we've never

1:04:09

had a situation where something with crazy and

1:04:11

some was trying to take advantage of us

1:04:13

like the Paley Pages situation. but who could

1:04:15

save your own likeness, a name and the

1:04:17

an exhibit where the time and restaurant industry

1:04:19

actually by blowing into the store I chloe

1:04:21

lost her name threats group took it from

1:04:23

her on shy I lost his name birth

1:04:25

certificate from him so yeah does happen for

1:04:27

I'm so I'm curious if his father's and

1:04:29

bucket. So you do talk I was in the book.

1:04:32

You like moved and. With. Tail and she

1:04:34

owned a house. Yeah right? Yeah, and. You. Didn't miss

1:04:36

only rights to the house and that even thought to like

1:04:38

if other people are in that scenario where like one person

1:04:40

owns the home you move and you know rights to at

1:04:42

you're not on like the d in the mortgage like yeah

1:04:45

you have advice for people like what to do Eric's has

1:04:47

some you can take your the house you're. Homeless.

1:04:49

Yes Usher sold idea of totally her

1:04:51

house and I moved into it and

1:04:53

bit should be around like that. She

1:04:55

before they have no right to of

1:04:57

Yes Eleven Smuggler Extremely clear when we

1:04:59

broke up my she was extremely cordial

1:05:01

with the surgery. Take your time getting

1:05:03

rowdy arises for god forbid she wasn't

1:05:05

right your time The left. So so

1:05:08

having some type of cohabitate agreement that

1:05:10

says like a of we do break

1:05:12

ups guy give me thirty days and

1:05:14

I'll be out. Relic having something that

1:05:16

can't be totally leveraged against you and

1:05:18

having a. Plan for everything for the rents

1:05:20

is are you someone may be going to

1:05:22

buy equity in the house he split? it's

1:05:24

are you going to move within a certain

1:05:26

time frame? All the questions that you're thinking

1:05:28

of which we all think about we just

1:05:30

tend to avoid. I. Eat meat

1:05:33

and so that the answer is just

1:05:35

stepped into them and get I'm ironed

1:05:37

out because they're hard conversations but everybody

1:05:40

that having the conversations were seeing the

1:05:42

relationships are lasting longer and they're building

1:05:44

well together in a better man You

1:05:46

know. But even I guess a lease. I

1:05:49

mean if someone were to come in right

1:05:51

now and live with us data to pay

1:05:53

rent was finalized like the people have asked

1:05:55

that question and might you know currently surpass

1:05:57

really stuff whenever it's like your pain or

1:05:59

now as someone. Move in with you. Yeah yeah

1:06:01

they pay the rent. That's a crazy thing is floating

1:06:03

out that that lends itself to not and then like

1:06:05

by current partner. would never expect that but it's it's

1:06:08

kind of I've seen that goes out. I wouldn't really

1:06:10

should like that. Years ago I was like his any

1:06:12

damage I'm trying to help him out that's crazy that

1:06:14

breed so much resentment and there is this school of

1:06:16

thought of like be are already pain It's like what's

1:06:19

they get to live for free Doesn't say the power

1:06:21

dynamic are a few yeah that either where your as

1:06:23

like a crazy topic. I'd really know how many people.

1:06:25

Had stuck in the least because they didn't properly

1:06:28

do the contract generally to the moved gather boyfriend

1:06:30

or girlfriend outs and then they don't have a

1:06:32

concert. will bother paying to acts when they didn't

1:06:34

plan right. Happens all the time and leases. right?

1:06:37

Yeah but it's somewhere to move in now and like Rain

1:06:39

and I are renting would you add and to the lease

1:06:41

I mean I would just curious how that works so they

1:06:43

have some right to the house at their pain or another

1:06:45

showed because like when I lived in new york and I

1:06:47

was they like twenty three so for I load my boyfriend

1:06:49

I was on the lease he moved in with major he

1:06:51

cheated on me I kicked him out and he was like

1:06:53

I live here and I was like prevent. Yeah,

1:06:55

oh, don't live here Years and years

1:06:58

old. I cannot watch. He should have

1:07:00

protected have said. Yes, soup addition to cheated

1:07:02

on me laugh at how they are you

1:07:04

fucking lead to that savvy we're out. I

1:07:06

was like i live here has like no

1:07:08

you don't I don't I mean I gotta

1:07:10

admit it would have been smart for him

1:07:12

to just add add insult to the lease.

1:07:14

Also when I burgled Max the on say

1:07:16

we're always together and when we broke up

1:07:18

the landlord took him off the least. Yeah!

1:07:20

own zone you can. Somebody is was

1:07:22

you can you can and you. Can.

1:07:24

Even create like a logical sense of what have

1:07:26

you had some of the least in the liabilities

1:07:28

split you know and that also protects you from

1:07:31

summer to to me out but you could also

1:07:33

drew it would have small agreement amongst each other

1:07:35

like a we have this least of them were

1:07:37

both agree mister to fifty fifty or seventy five

1:07:39

when riot or whatever that is so that set

1:07:41

in stone and then one thing people ask about

1:07:43

a lot now is like should I be leasing

1:07:45

or should I be buying and there isn't that

1:07:47

I won the book called the price direct ratio

1:07:49

In the ideas you take the median rent in

1:07:51

your city and you divided by the median average

1:07:54

home price and. You could see how many

1:07:56

years of renting it would take to

1:07:58

own the property of. That makes

1:08:00

sense or so. And if they say

1:08:02

if the number is below sixteen like

1:08:05

if the price reparations blow sixteenth, it's

1:08:07

an indicator You should probably consider buying

1:08:09

mouth other. such a good little tool

1:08:11

if you're renting and thinking about buying.

1:08:14

Yeah, so I. Know I just please

1:08:16

talk to throw meet a t about like running

1:08:18

vs fine As important as I think. He's a

1:08:20

big renter you have any know a guy

1:08:22

that had renter worthy renters I could buy us

1:08:24

today. I'm I'm Vicky, the minds of which

1:08:26

I know what I'm paying and on of

1:08:28

the deal. us oil. Slick. we moved around

1:08:30

a lot Ella there's a a little bit of

1:08:32

a freedom let you know but then we just

1:08:35

to always tell people don't get into caught up

1:08:37

in what you think you should be doing. you

1:08:39

know I think people are like I'm fond hundred

1:08:41

or around then what are some other factors stuff

1:08:43

and I I didn't want to wrap up with

1:08:45

like of has a huge I like the positive

1:08:47

ways top of the stuff that you said you

1:08:49

interviewed like a Cia agent and above yeah and

1:08:51

like figure out a some is lying to your

1:08:53

like what they may yeah or the towels. And

1:08:55

okay so so he is. His name's Chris

1:08:58

boss. he was the former head of F

1:09:00

B I hostage negotiation so he just thought

1:09:02

all kind it's yet are advancing saw that

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years or just like his presence is horribly

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I held on thing a good idea that

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the way he can like changes tone and

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silly I'm really wants It's crazy like when

1:09:13

he was the glamour nama yeah I. Saw

1:09:16

a couple things are the current talked about

1:09:19

i as as as. Such

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so one thing inherently disliked Years of

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tips, tricks. Inherently we are in United States.

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We have learned that saying yes is something we

1:09:29

don't want to do. So if I said you

1:09:31

are those who see tonight's the likelihood is illegal

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may be a gusher has actually been about race

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to The likelihood is like most people would like

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that. maybe I could goalie like the idea of

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saying yes is harder self. One thing he talks

1:09:43

about trying to get answers, rephrase your question to

1:09:45

get a know in your likelihood of getting what

1:09:47

you want out of it is higher self. Are

1:09:49

you again Skyn Sushi tonight? The likelihood of you

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saying no is higher than the likely abusing Yes.

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that was one tenth the. You can use

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in any forums. Another one is when he

1:09:58

says that if you are over. Waning

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are you are raising your tone. You

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are officially losing in every which way.

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That who is over explaining that is

1:10:06

over talking and that who loses their

1:10:09

town has lost the argument that was

1:10:11

a good one. Another one was if

1:10:13

you feel like you are back into

1:10:15

a corner to respond with the person

1:10:17

saying it feels like it seems like

1:10:19

it looks like severe coming at me

1:10:22

with an issue I would respond saying

1:10:24

it feels like it looks like it

1:10:26

seems like and what that does is

1:10:28

it shows empathy that I'm listening. To

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you in a likelihood is that if

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I'm listening to you your guard comes

1:10:34

down. Another one with money talk is

1:10:37

a big one is a big one.

1:10:39

When you're questioning someone says she loved

1:10:41

ones and you could feel any be

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to dig deregulation never start question with

1:10:45

what if i immediately can be why

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relate. You're. Instantly defenses and

1:10:49

when people are in the defense they're

1:10:51

not going to respond the way for

1:10:54

you to win in earn their trust

1:10:56

in an argument. Sassy wanna watch out

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with saying why first don't say why

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Socratic And then he began. The one

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is like really really dig and he's

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extremely. Vague. On to. Slowing

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things down or speeding him up

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like he thinks tonal inflection is

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much more important than actual words

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you soon as a little on

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tips A he's while negotiating like

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hostages to come on a bank

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robberies and stuff like crazy yeah,

1:11:24

Chris Voss. I mean. I think

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these conversations are a topic that immediately

1:11:28

can put some are on and defense

1:11:30

and all. yeah so I don't know

1:11:32

it any other type of conversation that

1:11:34

you really have to go into it

1:11:36

prepared with your town with that do

1:11:39

than the dance yeah especially if someone

1:11:41

does something to hide or they're not

1:11:43

proud as are ashamed as like it

1:11:45

it's immediately kinda go south. Yeah exactly

1:11:47

and you think about like the my just that

1:11:49

example said why did you spend that are would

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I were you doing your inslee defensive but as

1:11:54

he some of his tactics we can slow tomboy

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like it seems like maybe last week he spent

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a little too much on that. You wanna

1:12:00

talk about the i like eating out? The

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difference in are a lot like yeah I

1:12:04

shouldn't unless you want to put a plan

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together for that. Like how can I help?

1:12:09

Like so the great raises an aunt words

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to and workers weren't in town isn't ah

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nuts. Ah, Now this book is really

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