Is your small business struggling because of the lock downs? Have you already used the Paycheck Protection Program money, and still need help to keep your employees on Payroll? What options do you have? Thankfully, there are a few still availab

How do I leverage my company's Accounts Receivable?

Dec 3rd, 2020 23m 57s

Are you a startup company, performing well, but having trouble getting financing? Are you a high growth company and your bank won't support your funding request? Is your credit poor and nobody wants to lend to your company? Accounts Receivable

What's a Professional Employer Organization, or PEO?

Nov 19th, 2020 21m 58s

Do you need help with the HR and administrative aspects of your business? Are you paying unnecessarily high premiums for unemployment insurance and workman's comp? A professional employer organization (PEO) provides comprehensive HR solutions f

Financing Equipment

Nov 12th, 2020 22m 49s

Does your business need equipment? What are the benefits of leasing instead of buying? Should I bring in a business partner, or an alternative lender, to fund my business? What is an MCA and how do I use it? This episode continues the overview

Workman's Comp: A How To Guide

Nov 5th, 2020 22m 30s

Following up on the last episode which gave a bird's eye view to workman's comp insurance, this episode gives specific steps of action that a small business owner can take to make sure all the state mandated bases are covered. Where do you go f

Workman's Comp: The Devil Is In The Details

Oct 29th, 2020 22m 9s

If you ask an employee to pick up coffee on the way into work, do you really need a workman's comp policy? If an employee trips and falls at your office, do you need to file a worker's comp claim? When do you need a workman's comp policy in pla

Money, Wealth, Life Insurance

Oct 22nd, 2020 25m 45s

How do the wealthy use life insurance as a financial tool? How can life insurance be a tool in your financial toolkit for your business? Or for your retirement? Or for your child's education? What is your strategy for life insurance, and how ca

Types of Business Debt: lines of credit and retirement

Oct 15th, 2020 21m 3s

We continue our overview of types of business funding available with a discussion of secured and unsecured lines of credit. Also, in a down economy, what actions may a bank possibly take that can severely impact your credit, even if you don't c

Debt for Business Financing: Trade lines and credit cards

Oct 8th, 2020 21m 43s

In this first part of an series on types of business debt, we discuss vendor credit, as well as the most commonly used small business startup financing tool: credit cards. We also go over six mistakes people make when using credit cards to fina

Do I want Equity Investors in my Business?

Oct 1st, 2020 20m 51s

There are two main types of financing for businesses, Equity and Debt. There are four main types of Equity Investors, each with their own benefits as well as limitations. 1) Friends and Family, 2) Angel Investors, 3) Venture Capital, and 4) Pri

Wildfires, Earthquakes, and Hurricanes, Oh My!

Sep 24th, 2020 24m 4s

Is your business prepared for natural disasters? Here in California, we are seeing the damage wildfires can cause. Are you covered in case of a disaster? What are the changes in the insurance industry you should be aware of?

Should You Invest In Real Estate During A Pandemic?

Sep 17th, 2020 21m 36s

For the newbie real estate investor who has taken the time to get educated and felt ready to buy that first property, the immediate question is: should I invest during a pandemic? The pandemic has heightened the importance of having a solid act

Your Business and Your Liability

Sep 10th, 2020 24m 6s

Are you getting bogged down in intricacies of business insurance? Do you know you need insurance, but are not quite sure which kind? What are the different kinds of insurance you should be thinking about for your business? This episode provides

How to Get Rid of the Rent Payment

Sep 3rd, 2020 28m 14s

Are you ready to own the building where your business operates? Do you want to make that move, but don't know what steps to take? Have you heard of SBA financing, but are not quite sure where to start? Or perhaps the bureaucracy was too much to

Protect Your Home With Business Credit

Aug 27th, 2020 19m 6s

If your business partner's son is a bad driver, can that cost you your home? Without the correct legal, insurance, and credit structure in place, absolutely! How does business credit help you protect your personal finances? The "corporate veil"

Health Insurance During COVID

Aug 20th, 2020 20m 27s

What are your options for health insurance during a pandemic? What should you be doing? What can you do? Listen to an overview of the world of health insurance from an insurance expert, Vernon Williams of Brighton Financial.

Offense is Great, but How's Your Defense?

Aug 13th, 2020 15m 28s

When you are running a business, making money is only part of being successful. Your business needs to generate income, yes, that's the offense part - and protecting your assets is the defensive part. How do you protect your business from losin

How Do I Build My Credit?

Aug 6th, 2020 20m 20s

What are the five main components of your credit profile? Is paying on time every month enough to have great credit? What is the difference between my credit report and my credit score? What is likelihood of approval, and why should I care abou

Credit is a Tool, not a Trophy

Jul 30th, 2020 11m 2s

Is "PERFECT CREDIT" really something I want? What credit score will get me loan approval? (Warning, trick question!) What is the difference between my credit score, my credit report, and my likelihood of approval? What are the five elements of

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