If you qualify to buy now, buy because appreciation will occur. Appreciation is property increasing in value and that is a way to get ahead of inflation. Have REAL a real estate asset, property like a single family home or multi-unit with no ex

Qualify to buy, BUY! Inflation, mortgage rates, exchange rates, lien investors rights of redemption.

Jul 9th, 2022 16m 13s

There are so many moving parts to qualify to borrow money to acquire real estate. If you qualify to buy now, buy. Real estate favors inflation so even if the rates are not what they were a few months ago, rates are still low compared to other t

As Is & Scams. Like Make-up!

Jun 30th, 2022 13m 32s

Know what you are buying. Many times in real estate transactions even if you see the property and it looks great, there could be problems so do your research, otherwise know as due diligence, whether it is listed "as is" or not, beware as a buy

Earnest Money Deposit & Escrow

Jun 30th, 2022 10m 47s

Market changes but regardless the market conditions, due diligence in transactions is wise.

Paris, Pennies, and Fine Print

Jun 18th, 2022 15m 26s

Is a hacker collecting that four to ten cents price difference or some internal programming? Even at self check out it is important to check the price of item listed and the amount the scan inputs. Who is responsible for your buying power? YOU

Affording to buy money. Bottom line financial well-being is about buying power.

Jun 10th, 2022 12m 55s

Special guest Paris Valencia (age 9) calling out why those earning $250K a year and struggling now are struggling. Stupid, tricked by ads, spending on things we don't need.

CA 0 down 0 closing for 640+ credit $62-68K annual income.

Jun 1st, 2022 15m

Physical and Financial Fitness. Mortgage defined. Amortization / Fully Amortized defined.

Dr. P finally adds some fitness intel in season 3 and yes, you already have abs!

May 26th, 2022 18m 4s

Physical and financial fitness intelligence by Dr. P in this season three of Happy Everyday podcast. Text or email coach for more info. Congratulations to graduating students.

California Homebuyers Forgivable Equity Builder

May 19th, 2022 15m 3s

California Homebuyers Forgivable Equity Builder (CALHFA) information and life coaching, by Dr. -shout out to Nadine!

Home Loan Health: Student Loans, Auto Loans, Credit Cards, Work History, 10% Payment to YOURSELF

May 14th, 2022 20m 17s

Dr. Papadopoulos discusses a little about her real estate investments in three states. She mentioned setting up your direct deposit for 10% of your income to go to an account to pay yourself. There are also greater efficiency gains one can to l

Home Loan Health: Can you catch Dr. P's Freudian slip in this episode?

May 6th, 2022 15m 23s

Happy Today, Happy Everyday. Episode 1 of Season 3 -Host Dr. P (coach@thehappyeveryday.org), text (949) 385-2399.Dr. Efthemia Papadopoulos, M.S., Ph.D., back in finance. Dr. P worked in mortgages in 2000 and since has coached and help people w

Coaching Session 4 Spring 2021 A O-A

Apr 22nd, 2021 31m 38s

Dr. P (Bonnie) goes live with students in Entertainment Operations class.

Happy Everyday Bonnie & Clyde

Mar 18th, 2020 2h

Happy Everyday 15 minute segments with Bonnie & Clyde. 12 segments. Bonnie and Clyde talk about brain, body, being health and wealth. They demonstrate how to hold others accountable. Bonnie is a Happy Everyday senior teacher, surfer, certified

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