There's an elephant in the room (and apparently a sugarcane field). Becky and Laird discuss this week's news of Zywave's acquisition of ITC. Plus, GM's entrance into auto insurance (and Laird's real concern with UBI) and an announcement.Zywave Acquires Insurtech Frontrunner ITC, Becomes Only Provider to Offer Front-Office Solutions for Independent Insurance Agencies Across All Lines of Business (https://www.getitc.com/release/2020/11/24/zywave-acquires-insurtech-frontrunner-itc-becomes-only-provider-to-offer-front-office-solutions-for-independent-insurance-agencies-across-all-lines-of-business)General Motors Debuts Usage-Based Auto Insurance Supported by OnStar Vehicle Data (Carrier Management) (https://www.carriermanagement.com/news/2020/11/18/213841.htm)Adorable Baby Elephant Gets Caught Eating Sugarcane, Tries To Hide Behind A Narrow Light Pole (https://www.boredpanda.com/baby-elephant-caught-eating-sugarcane-hides-behind-pole)