Many states are starting to offer 3 year short term plans. Your clients will qualify for the policy once and then keep it for three years which buys us all TIME while we continue to ACA rules!! Short term is traditional, old fashioned health insurance that has been around for years. Remember....these plans are not guaranteed issue----but 80% of all your clients will qualify. Want more....listen and learn!!email me directly with questionsRebecca@gordonmarketing.com