Joe Whitesel has over 15 years in the finance and mortgage industry. He is the founder of Northwest Commercial Lending, exclusively focused on commercial loan brokerage and has closed over $500 million in transactions. Last year, Joe joined Chris Carsley, Travis Kalamakis, and Brock Freeman to start Kirkland Capital Group, a private portfolio, commercial property loan bridge lender.

Previously, Joe spent seven years in the NFL as a college, and pro scout for two different teams including the Seattle Seahawks

Joe and Brock discuss the changing landscape for loans during this pandemic, with lenders changing their guidelines and lowering loan-to-value ratios. There are opportunities in this market though as Joe mentions how multifamily, five units and above, is the safest real estate asset out there right now. And how he is seeing buyers turn mom and pop owned C Class apartment complexes to a B Class properties. 

Joe and Brock also discuss Kirkland Capital Group, and why this is a great time for investors to invest not only into apartments, but also into debt funds. For people that do not want to go out and buy an apartment and have to worry about property management or the other aspects that go into buying apartments, a debt fund will still pay great returns.