CFG Retirement Group Website and Phone Number: https://cfgretirement.com/   (952) 657-7470.

For years, we've heard about the 60-40 portfolio model - that you should be invested 60% in stocks, and 40% in bonds.  But in the four decades since that advice came out, much has changed.  The stock market has risen and become more volatile, and bonds are not worth what they used to be.

Note: For more on bond alternatives, check out our previous episode here. 

Have you heard the rule of 4%? The idea that you can withdraw 4% of your portfolio in each year of your retirement? Well even that rule came out of the 60-40 idea.

Too often, clients come into Vince Oldre's office at CFG Retirement Group and have been told they have to use one of several pre-packaged, "cookie cutter" plans for their future.   In today's episode, Vince talks about other ways to invest, including methods you can use to potentially increase your returns without incurring as much risk.

Maybe, here in 2021, a 60-40 stock-bond mix might be more accurately looked at as 60% equities, and 40% fixed income.  When you look at your portfolio through that lens, there are many more possibilities. Vince explains.

For more information about your financial future, you can contact Vince or Mike at CFG Retirement Group.

https://cfgretirement.com/

Or Call (952) 657-7470.