Are you finding it hard to transition into retirement after living frugally and saving diligently for many years? In today's episode, Nancy shares the story of a couple who struggled with the idea of spending their hard-earned savings on experiences after they retired. In today’s episode, Nancy will introduce the concept of a "memory bank" and explain how it can help retirees shift their mindset around retirement spending. 

Join us as we explore the importance of sacrificing in the present so that you can prioritize the things you value in retirement. Nancy will also guide you through the process of finding your values in retirement and show you how the “memory bank” concept can be used as a guide to spending your retirement funds on the experiences that matter most to you.

Here’s some of what we’ll discuss in this episode: 

• A conversation about frugality and delayed gratification. (3:49)
• Having a hard time spending money in retirement after living frugally. (6:31)
• Transferring money from your financial bank to your memory bank. (8:17)
• How will you make your memory bank full? (12:17)
• Deciding what your values are in retirement. (14:53)
• The importance of setting money aside for your memory bank. (16:28)

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