It's on its way - the count down to Christmas - and the New Year - that time when we traditionally make some new resolutions - resolutions to change our lives - but research show that eight out of ten of us will fail to achieve those resolutions and we will go on as we were.

If it were about resolving to exercise more, give up your favourite treat or learn a new language then you can appreciate that failure is almost too strong a word for it and as that research shows 80% of us go back to what's comfortable and familiar. 

But this year I think it's different - we have all in one way or another put in a tough year - more challenging for some more than others - and it's not a competition -but few have had it easy. When we go through somethings a problematic as the pandemic undoubtedly has been, we are presented with an opportunity - maybe even a reward for the stress and uncertainty we've experienced.

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