Have you ever wondered how to circumvent the roadblocks of traditional real estate financing? Join the conversation with Travis Oglesby, an expert in the realm of creative financing, who shares his mastery of "subject to" mortgage transactions. His tactics on acquiring properties by taking over homeowners' mortgage payments are nothing short of revolutionary, offering investors a path to lower interest rates and homeowners an escape from the brink of foreclosure. We traverse the landscape of these transactions, exploring how they can breathe life into leads that appeared to be at a dead end and discussing the finesse required to navigate the due-on-sale clause, a formidable challenge in the creative financing domain.

Brian and Tavis unpack the nuances of the due-on-sale clause, strategies to deal with loans being called due, and the art of selling houses at a premium. We explore the importance of providing unique value to buyers and the role of due diligence when buying properties with existing mortgages. Learn how careful planning and adaptability can empower investors to manage risks effectively while capitalizing on the benefits such as equity spread and principal pay down over time.

The Real Estate Explainer podcast is produced and hosted by Brian Kiczula. Brian has been helping real estate investors navigate the changing real estate markets since 2002. Brian is a licensed Real Estate Broker and Cost Segregation Specialist. The podcast features interviews with real estate industry professionals in niche markets across the United States.

Discussion points:

• Travis’ background and his investment company Tabby’s Properties
• What is a ‘Subject to’ Mortgage?
• What are the pros?
• What are the cons?
• How to find a Subject to Mortgage
• How to structure a Subject to Mortgage transaction
• Get connected with Travis
• Send us your questions and comments, we’re happy to help

Resources:

Travis Calendly:    

Launch Creative Financing  

Travis Olglesby YouTube  

Brian Kiczula LinkedIn 

Real Estate Explainer 

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