It’s no secret that I want you to spend more money in retirement. Why? Because you’ve worked for it! Retirement is about living the life that you have saved for all these years, so I’m looking for any way I can find to help you get out there a

How To Spend Your Money To Maximize Happiness

13 days ago 17m 38s

We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money. On this episode of Retirem

Your AI Retirement

20 days ago 22m 4s

By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning.

Social Security's 'Biggest Myth' & Jury Duty Scams

27 days ago 25m 33s

Many factors should come into play when deciding when to take your Social Security benefit but doomsday headlines shouldn’t be one of them. On this episode, you’ll hear how Social Security’s biggest myth is costing retirees a lot of money. Don

Is the 4% Rule Too Safe?

Jun 3rd, 2024 21m 45s

The 4% rule is the “golden rule” of retirement planning. Everyone is familiar with it and it’s easy to work out for some quick, back-of-the-napkin math. Since it is so easy to calculate and implement, many use it as their retirement withdrawal

Gold and Groceries

May 27th, 2024 16m 33s

Did you know that you can buy gold at your local Costco? However, just because it’s easy to buy doesn't mean it’s easy to sell. In this episode of Retirement Starts Today, we’re exploring gold and its role in your retirement portfolio. To do t

Risk Management: Spring Client Meetings

May 20th, 2024 29m 13s

Risk is what is left over after you think you’ve thought of everything. – Carl Richards Getting to financial independence is job #1, but staying financially independent comes a close second. To do so you’ll need to be aware of the risks that c

Spend More Money!

May 13th, 2024 17m 13s

There are two ways you can ruin your retirement: running out of money and dying with regret. If you are listening to this podcast, chances are, you’ve been a diligent saver and probably aren’t in danger of the first one. That’s why, today, we

Medicare Mistakes

May 6th, 2024 20m 6s

It can be easy to forget your age as the birthdays roll around. However, when you’re about to turn 65 you’ll know. Medicare and all of their relevant service providers won’t let you forget. You may feel inundated with the amount of mail, email

Medicare Mistakes

May 6th, 2024 20m 6s

The Four Unique Risks in Decumulation

Apr 29th, 2024 21m

You’ve been accumulating your savings your entire life, but when the time comes to draw down your investments, there are new risks. In this episode, we’ll discuss four risks that come with the decumulation phase of retirement. Press play to le

More Muscles = Better Retirement

Apr 22nd, 2024 16m 10s

A lot of us are looking to get in shape in retirement. This is a good thing since part of living an even better retirement is looking after your health and muscle mass. Staying healthier and more active longer will ensure that you are making th

Index Funds Have Officially Won

Apr 15th, 2024 16m 27s

Do you have index funds in your portfolio? Chances are you do! Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressi

The 529 to Roth IRA Rollover

Apr 8th, 2024 17m 45s

Recent legislation has made everyone’s favorite college savings plan a little more flexible. Funds in a 529 plan aren’t as locked up as they used to be now that your children’s unused college funds can be rolled into a retirement account. In th

The 4 Phases of Retirement

Apr 1st, 2024 19m 49s

It may be easy to define success in your working career, but defining success in retirement can be more difficult. What does success look like in retirement? What will you do daily or weekly to get the most out of your retirement? In this episo

A Short History of the 60/40 Portfolio

Mar 25th, 2024 23m 26s

Due to last year's poor market returns, you’ve probably seen the headlines that the 60/40 portfolio is dead. But is that really the case? This week’s retirement headline explores the history of this classic retirement investment strategy. Afte

8 Ways to Become Poor in Retirement

Mar 18th, 2024 20m 58s

There are many ways that could threaten your financial security in retirement. Knowing the common issues can ensure that you don’t fall into the traps. Today’s financial headline comes from Yahoo Finance and is called 8 Ways Baby Boomers Beco

More Than Half of Americans Want to Retire Gradually

Mar 11th, 2024 21m 59s

We all want to retire, but have you considered how you would like to transition to retirement? This week’s retirement headline article shares some interesting statistics on phased retirements: who is thinking about them, who is utilizing them,

The Retirement Crisis That Wasn’t

Mar 4th, 2024 16m 49s

Once upon a time, there was a prediction that the baby boomer generation would face a retirement crisis. So how did this gloom and doom projection turn into the wealthiest generation in history? Listen in to find out. Make sure to stay tuned fo

Using Guardrails For The 4% Rule

Feb 26th, 2024 22m 33s

You’ve heard of the 4% rule, and if you’ve listened to this podcast before, you’ve heard of Guyton’s guardrails strategy. But have you ever heard of using them together? Today’s retirement headline explores this idea. Overall, the article high

The Challenges of Retiring from a High-Powered Job

Feb 19th, 2024 19m 34s

Is it possible to suddenly step away from a high-powered job and into a life of leisure? This may not be the best idea for your retirement if you work at the executive level. In this episode of Retirement Starts Today, we’ll explore an article

5 Expenses Retirees Wish They Spent More Money On

Feb 12th, 2024 22m 37s

There are two ways to mess up retirement: run out of money or die with regret. Oftentimes, people in the retirement space only focus on the running out of money part. In an effort to help you live an even better retirement, today’s retirement

2 Social Security Mulligans

Feb 5th, 2024 17m 34s

If you want to spend more money in retirement you’ll want to understand how to maximize your Social Security benefits. Many people think that there is no going back once you’ve decided to collect your Social Security benefits. However, today’s

Save Money with These Tax Tips

Jan 29th, 2024 20m 44s

Tax season is here so when I found this article from Morning Star to share some tax tips for you. Your tax bill will be the largest bill you pay in retirement. If you want to reduce it, make sure to press play. Helping clients save money on ta

A Tax Break Worth the Hassle

Jan 22nd, 2024 18m 10s

Some tax breaks aren’t worth the hassle of pursuing them, however, today’s example is definitely worth the hassle! If you are charitably minded you’ll want to listen to learn about the advantages of making qualified charitable distributions. Di