Richard Rose: Allstate Insurance
3518 Old Milton Pkwy
Alpharetta, GA 30005
(770) 664-0602
https://agents.allstate.com/richard-rose-alpharetta-ga.html

What a Homeowner's Policy Provides
Although they are customizable, a homeowner's insurance policy has certain standard elements that provide what costs the insurer will cover.

Damage to the Interior or Exterior of Your House
In the event of damage due to fire, hurricanes, lightning, vandalism, or other covered disasters, your insurer will compensate you so your home can be repaired or even completely rebuilt.

Personal Liability Policies
Liability coverage protects you from lawsuits filed by others. This clause even consists of your pets. Or, if your kid breaks your neighbor's vase, you can file a claim to reimburse them.

Different Types of Homeowners Insurance Coverage
All insurance is most definitely not created alike. The least costly homeowners insurance will likely give you the least amount of coverage, and the other way around. In the U.S. there are several forms of homeowners insurance, they are designated HO-1 through HO-8 and offer various levels of protection depending upon your needs and property.

There are essentially three levels of coverage.

• Actual cash value
• Replacement cost
• Guaranteed replacement cost or value

Driving Directions:
Alpharetta
Georgia, USA

Fowler Park
Cumming, GA 30040

Milton
Georgia, USA

Ocee Park
Johns Creek, GA 30022

Andover North
Alpharetta, GA 30009