I'm a father of 3 and i also agree. Although i used to want my boys to leave, they are grown ups. But I no longer have problem with my boys staying with us. That's why i just laugh when I see people who don’t believe a bad credit could destroy homes. My home was almost apart after my credit went downhill more. I became aggressive. I was in debt and couldn’t get loans of almost any valuable kind. Do you know according to a recent research, 77% of American households have at least some type of debt. i was just being too harsh on them. Just happy I had the guts to go in search for a hacker to help me who i mailed. Long story short my credit is now fully back! and marriage and family relationship, safe. By the way, if anyone also need a very quick boost for their credit scores and debts removed, the hacker's email was cyberinformationrewrite @ gmail . com. He's a genius. You're good.