In this engaging episode of "The Planning Mindset Podcast," we delve into our series on year-end tax planning. Joining us is financial expert Rick Plum, a Certified Financial Planner™ with the Lucia Capital Group, who will share his knowledge on effective tax strategies.

Our discussion will first explore the concept of tax harvesting, a strategic approach to turning investment losses into potential tax benefits. Rick will explain this technique in a clear and accessible manner, helping listeners understand its importance in tax planning.

Additionally, we'll address a common area of confusion: the differences between Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Rick will clearly explain these differences and demonstrate how these accounts can be leveraged for tax savings and as integral parts of a retirement strategy.

This episode is a must-listen for anyone looking to gain practical advice and effective strategies for their year-end tax planning. Don't miss out on today's episode of "The Planning Mindset Podcast" for valuable insights and guidance towards a more tax-efficient future.