Real Estate can be a great investment that can provide both short and long-term income and growth. It is one of the easiest things to get capital (a loan) for and has numerous tax advantages. So where is the downside? Just like with anything, t

Don't Be Penny Wise and Pound Foolish

Jun 2nd, 2020 8m 9s

I am a very frugal person. It is almost exhilarating for me to find a great deal on something. But sometimes I get so focused on the lowest price that I forget the big picture. For example, sometimes I would buy the cheapest shoes but they wou

Is a College Degree Worth It?

May 26th, 2020 6m 51s

As the costs of a college education continues to rise, it may be tempting to ask if it is still worth it to get a degree. We all have heard stories of those that get a degree yet still struggle in the job market with their newly acquired studen

The Costs of Having a Baby

May 19th, 2020 5m 15s

Starting a family can be an exciting yet daunting thing. There are many things to think about such as the name, the nursery, and the changes to your routine that will surely come. Not to mention the unknown financial needs that it will bring as

What To Do With an Inheritance or Windfall

May 12th, 2020 6m 3s

Getting a large sum of money can be exciting and stressful at the same time. Most people have never dealt with huge sums of money and not making mistakes can be challenging. And while others believe that a bunch of money will solve all their pr

Your Most Valuable Asset

May 5th, 2020 6m

A few months ago I wrote an article about maintaining your home to protect what is the biggest asset for most Americans. While our homes may be our biggest asset, I would argue that they aren’t our most valuable one. Our most valuable asset not

Money: Your Life Energy

Apr 28th, 2020 4m 25s

What is money? A currency? A means to exchange goods and services? Yes and Yes. But, is that all it is? We make trades with and for money all the time. When we want goods or services, we exchange our money for it. When we need money, we genera

What You Need to Know about the Corona Stimulus Bill

Apr 11th, 2020 10m 2s

This is a crazy time for the world. A time that no one has predicted or lived through before. The global spread of the coronavirus as well as the economic consequences that are following are unprecedented. In response to these events, the Coron

Social Security Secrets

Mar 31st, 2020 6m 32s

You have worked hard your whole career looking forward to a comfortable retirement. You have patiently invested and planned diligently. You are excited to start drawing social security to reap the benefits of years of hard work. But did you kno

Your Relationship with Money

Mar 24th, 2020 5m 35s

Whether we realize it or not, we all have a relationship with money. Just like food, your possessions, and the people in your life, there are certain feelings and attitudes that you associate with money. These feelings can be vastly different f

What The New FICO Score Means for You

Mar 18th, 2020 4m 53s

Fico released a new credit scoring system, and they claim is more accurate than ever. For us, the real question is, what has changed and how does it affect us? Let's dig into it.Credit companies are constantly trying to improve their system to

The Latte Factor

Mar 18th, 2020 5m 50s

Popularized by the well-renowned author David Bach, the latte factor has become a big talking point over the last few years.So what is the latte factor? David Bach explains that the latte factor can be small financial decisions, like buying a

The Truth About Credit Cards

Mar 18th, 2020 5m 4s

The Truth About Credit CardsDave Ramsey is famous for telling everyone to cut up their credit cards. Is this really the best advice? Well, that depends. I don’t envy Dave Ramsey. He has a rough job. When he speaks, millions of people are li

How The Secure Act Affects You

Mar 18th, 2020 5m 1s

The Setting Every Community Up for Retirement Enhancement Act of 2019, also known as the SECURE Act, which originally passed the House in July, was approved by the Senate on Dec.19, 2019, and signed into law on Dec. 20 by President Donald Trump

How You Know If You Are Ready To Retire

Mar 18th, 2020 6m 6s

Retirement can be an exciting but scary time. It is often difficult to know if you are ready to retire, but the sooner you start thinking about it, the easier it is to make adjustments if needed. Here are some of the things that you should be

The Magic of a Roth IRA

Mar 18th, 2020 6m 34s

How is the Roth IRA different from the regular IRA, and how can it change the game in retirement? Many people have heard of a Roth IRA but how is it different from the regular IRA? Let’s get into it. The main difference between a regular IRA a

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