What if your entire financial future hinged on a single three-digit number? In this episode, Damien exposes the outsized impact your credit score has on getting loans, renting apartments, and even landing jobs. He breaks down exactly what goes into this mysterious metric and why it varies between credit bureaus, shedding light on a topic that affects us all.


You'll get the inside scoop on the major scoring models like FICO and VantageScore, and Damien will explain what number range you need to be in for excellent, good, fair, or poor credit. Damien even shares the best way to lock down your score against fraudsters trying to steal your identity, providing you with essential tips to protect your financial well-being.


But the real shocker comes in the headlines segment when popular finance guru Robert Kiyosaki confesses to being $1.2 billion in debt - and says it's the bank's problem, not his! Damien rips apart this reckless statement and other nonsensical claims. He makes an impassioned case for why you need to stop taking advice from this conspiracy peddler, urging listeners to seek out more responsible financial guidance.


In "The PSA Around the Web" segment, the stock market soared 25% last year. Is it time to cash out your stocks while they're peaking? Tune in for Damien's crystal clear advice on what your next move should be, as he navigates the complexities of market timing.