Today, Vince, Mike and Jag are here to talk about the dreaded "I word" - inflation. Specifically, how does inflation impact the fixed income that retirees are so reliant on?What is inflationHow much it can impact you?An Inflation Calculator th

The Old World of Wall Street vs New

Jan 4th, 2022 17m 50s

Today, Vince and Jag are joined by CFG Retirement Group's Michael Stendahl, financial advisor and retirement planner.Mike has decades of experience on trading floors and brings with him the perspective of how the trading world has changed. Spec

Understanding Risk vs Return

Dec 28th, 2021 12m 45s

Typically, investors want to maximize their returns, but minimize their risk. And while that "unicorn" investment of high returns doesn't necessarily exist, today, Vince Oldre of CFG Retirement Group goes through some strategies to get the bes

Is the 4% Rule Outdated?

Dec 21st, 2021 11m 30s

Since the 1980s, the 4% Rule stated that you could safely withdraw 4% of your portfolio every year, and have a successful 30 year retirement. But much has changed in the last TWO years, never mind the last 40.Today, Vince Oldre of CFG Retirem

End of Year Checklist

Dec 14th, 2021 15m 12s

The end of the year is a great time to take stock of all things in life. This is especially true for your personal finances. Here are 9 items for your end of the year checklist. Jag and Vince Oldre from CFG Retirement Group break them down i

Do You Need Life Insurance in Retirement?

Dec 7th, 2021 15m 50s

Do you need life insurance in retirement? As with most questions, the answer is: it depends. Today, Vince and Jag break down the pros and cons of life insurance, including:Cons:Can be costly to continueMay not actually need itMay benefit the i

Should you rollover your 401k - Pros and Cons

Nov 30th, 2021 17m 53s

With December here, you may have considered rolling over your 401k retirement plan. Today, Vince Oldre and Jag break down the pros and cons of doing it:Cons:You plan to retire early or lateProtection from lawsuitsFeesNot sure who to trustLimit

10 Year-End Tax Tips for 2021

Nov 23rd, 2021 14m 58s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470With Thanksgiving almost here, it's hard to believe we are nearing the end of calendar year 2021. Today Vince Oldre of CFG Retirement Group highlights 1

Income Bucket Planning

Nov 16th, 2021 12m 1s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470Vince Oldre email: vince@cfgretirement.comWhen planning for your future, it's often helpful to think about three buckets for your money - Now, Soon, and

New Tax Regulations

Nov 9th, 2021 15m 4s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470Vince Oldre email: vince@cfgretirement.comThere are a number of proposed changes to tax law currently being debated in Congress. And while they paramete

Your Social Security Money May Be Taxed

Nov 2nd, 2021 13m 22s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470Vince Oldre email: vince@cfgretirement.comYou've worked hard for decades, and contributed to social security all along the way. That money should be tax

How To Protect Yourself From Inflation

Oct 26th, 2021 14m 51s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470Vince Oldre email: vince@cfgretirement.comInflation is a word that's been in the news a lot lately, and it can be a scary thing to consider your money be

How The Debt Ceiling Affects YOU

Oct 12th, 2021 13m 21s

CFG Retirement Website: https://cfgretirement.com/CFG Retirement Phone Number: 952-657-7470The debt ceiling has been in the news a lot lately. And while it's easy to tune it out or gloss it over, it can have a real effect on your bottom line.

Act Before the Tax Hammer Strikes

Oct 12th, 2021 13m 24s

CFG Retirement Group Website and Phone Number: https://cfgretirement.com/ (952) 657-7470.Our complimentary tax guide can be found here: https://cfgretirement.com/taxguideVince Oldre of CFG Retirement is just back from a convention, where he h

Is the 60-40 Model Outdated?

Sep 21st, 2021 15m 19s

CFG Retirement Group Website and Phone Number: https://cfgretirement.com/ (952) 657-7470.For years, we've heard about the 60-40 portfolio model - that you should be invested 60% in stocks, and 40% in bonds. But in the four decades since that

Bond Alternatives

Sep 21st, 2021 13m 29s

CFG Retirement Group Website and Phone Number: https://cfgretirement.com/ (952) 657-7470.Bonds often have an inverse relationship to the stock market. That means with the market currently up, bonds are down. And with bonds looking less appeali

All About Roth Conversions

Aug 18th, 2021 13m 7s

Roth IRA conversions have been a hot topic in the financial media lately. With many analysts assuming that taxes are going to go up, more and more investors are asking about this strategy. Today, Vince Oldre from CFG Retirement Group breaks d

5 Crucial Questions About Your Investments

Jul 29th, 2021 11m

Today, Vince Oldre of CFG Retirement joins Jon Gay to go over the 5 crucial questions you need to ask yourself about your investments. We break each of these down:Are you seeing the results you want?Are your investments and returns easy to fol

7 Interesting Facts About Roth IRAs

Jul 29th, 2021 10m 45s

Today, Vince Oldre of CFG Retirement group joins Jon Gay to talk about Roth IRAs, specifically 7 things that you may not have known about!You can use a Roth IRA to buy a house.Not everyone can get a Roth IRA.Dividends are free from taxes.You ca

5 Costly Mistakes of Retirement

Jul 29th, 2021 10m 4s

Today, Vince Oldre of CFG Retirement group joins Jon Gay to talk about 5 costly mistakes that folks often make in retirement, surrounding:Health Care ExpensesGreater SpendingSocial Security TaxesTax Deferred AccountsLoss of Income for Surviving

Advisor Pros and Cons

Sep 24th, 2020 17m 23s

The market volatility of 2020 has many people considering having their money professionally managed. In today's episode, Vince Oldre and Jon Gay examine the different types of financial advisors, and the pros and cons to each:Sales Driven Advi

Medicare Enrollment

Sep 10th, 2020 14m 19s

Navigating the maze of Medicare enrollment can be extremely difficult. In today's episode, Vince and Jon cover some of the basic concepts of Medicare, including:When to enrollAre you eligible?Medicare Part A and Part B vs Medicare Part CMedicar

Avoiding the Product Salesman

Aug 27th, 2020 11m 26s

There's a difference between advisors who sell specific products, and those who sell an overall financial plan. Many advisors focus solely on annuities or other investments, not the full picture. Some insurance agents even call themselves fin

Secrets Advisors Will Not Tell You

Aug 17th, 2020 16m 57s

Today, Vince Oldre of Assured Retirement Group explains some of the secrets of the financial world that not all advisors will share with you.We start with fees, and commissions. Did you know that some advisors can be tricked just as easily as

Taking The Employee Buyout

Aug 6th, 2020 15m 1s

We are seeing more employers offering buyouts and early retirement to their employees. Accepting the buyout can be a very stressful decision, with limited time to make it.Vince Oldre of Assured Retirement Group says it all starts with having a